4965 Clover St, Virginia Beach, VA 23462 Property Records

Virginia Beach City property record for 4965 Clover St, Virginia Beach, VA 23462

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,923 sqft · built 1960
Lot Size0.195 acres (8,523 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Jul 2025)
Tax Bill$3,608 (2025)
Deeds & MortgagesJul 2020 Sale & Mortgage
Feb 2017 Sale & Mortgage
APN1477-08-6992

Property Details

APN / Parcel Number

Primary APN1477-08-6992
Alternative APN
  • 14770869920000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,923 sqft Living Area
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1960
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,523 sqft
Garage TypeAttached
Garage Area312 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area292 sqft
Deck Area210 sqft
Patio Area490 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerConnected

Location & Zoning

Street Address4965 CLOVER ST
CityVIRGINIA BEACH
StateVA
Zip23462-2047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR75
Legal DescriptionARAGONA VILLAGE SEC 12 LOT 5 BLK 13
Legal Section08
Legal SubdivisionARAGONA VILLAGE
Legal Block13
Legal Lot Number5
JurisdictionVIRGINIA BEACH CITY VA
Township / Civil DivisionVIRGINIA BEACH
Census Block Group4
Census Block4004
Census Tract41004

Owner

Source: Virginia Beach City records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4965 CLOVER ST, VIRGINIA BEACH, VA 23462-2047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 31, 2020Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR
Feb 21, 2017Grant Deed, Transfer · VA Mortgage
TIDEWATER HM FNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2025 · Amount on Record
Deed SaleJul 21, 2025 · Amount on Record
Prior SaleJul 31, 2020 · Amount on Record
Deed Document Number202503028845
Record UpdatedJun 8, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateJul 31, 2020
Property Address4965 CLOVER ST, VIRGINIA BEACH, VA 23462-2047
Document Number0000675390
Instrument DateJul 27, 2020
Instrument675390
Transaction TypeTransfer
Record UpdatedAug 18, 2020
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$286.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4965 CLOVER ST VIRGINIA BEACH VA 234622047, VIRGINIA BEACH, VA 23462-2047

Mortgage

Document Number675400
DateJul 31, 2020
Instrument675400
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2050
Interest
Rate TypeFixed Rate

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionVIRGINIA BEACH CITY VA
Recording DateFeb 21, 2017
Property Address4965 CLOVER ST, VIRGINIA BEACH, VA 23462-2047
Document Number0000147840
Instrument DateFeb 10, 2017
Instrument147840
Transaction TypeTransfer
Record UpdatedMay 25, 2017
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$239.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4965 CLOVER ST VIRGINIA BEACH VA 234622047, VIRGINIA BEACH, VA 23462-2047

Mortgage

Document Number147850
DateFeb 21, 2017
Instrument147850
Lender
NameTIDEWATER HM FNDG
TypeFunding / Finance Company
AddressCHESAPEAKE, VA 23320
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 20, 2047

Tax Assessment & Valuation

Source: Virginia Beach City assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
MunicipalityVirginia Beach City
Unified School DistrictVirginia Beach City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,608.00 (+6.43%)$372,000 (+8.61%) Land $135,000 Building $237,000$372,000 (+8.61%) Land $135,000 Building $237,000
2023$3,390.00$342,500 Land $120,000 Building $222,500$342,500 Land $120,000 Building $222,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (2016–2020)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF VIRGINIA BEACH
serves 437,994 people · EPA ID VA3810900
Water SourcePurchased surface water from CITY OF NORFOLK
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fiber
980 / 880
AT&T
Fixed Wireless
100 / 20

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