4965 Clear Creek Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4965 Clear Creek Rd, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 644 sqft · built 1972
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (Sep 2026)
Tax Bill	$4,216 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`079-021-041-000`

Property Details

APN / Parcel Number

Primary APN	`079-021-041-000`
Alternative APNs	`07902141100` `0790214110`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	644 sqft Living Area
1st Floor Area	644 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	47,045 sqft (1.08 acres)
Terrain	Gentle Slope
View / Lot	Waterfront
Parking Spaces	1 Parking Space
Patio Area	644 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Water Source	Well

Location & Zoning

Street Address	4965 CLEAR CREEK RD
City	PLACERVILLE
State	CA
Zip	95667-8805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	SEC 27 10 12
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1005
Census Tract	31406

Owner

Source: El Dorado County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4965 CLEAR CREEK RD, PLACERVILLE, CA 95667-8805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Grant Deed, Transfer · VA Mortgage MORTGAGE MORTGAGE
Jun 29, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 25, 2021	Grant Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 25, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 5, 2018	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Jul 1, 2024 · Amount on File
Deed Document Number	202631671
Prior Transfer Date	Jan 9, 2011
Prior Transfer Doc	0000017112
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 30, 2026
Property Address	4965 CLEAR CREEK RD, PLACERVILLE, CA 95667-8805
Document Number	0000031671
Instrument Date	Sep 29, 2026
Instrument	202631671
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,773.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 CLEAR CREEK RD, PLACERVILLE, CA 95667-8805

Mortgage

Document Number	0000031672,
Date	Sep 30, 2026
Instrument	202631672

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	EL DORADO CA
Recording Date	Jun 29, 2026
Property Address	4965 CLEAR CREEK RD, PLACERVILLE, CA 95667-8805
Document Number	0000021265
Instrument Date	Jun 4, 2026
Instrument	202621265
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4846 LAKEBIRD PL, SAN JOSE, CA 95124-5161

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 25, 2021
Property Address	4965 CLEAR CREEK RD, PLACERVILLE, CA 95667-8805
Document Number	0000035514
Instrument Date	May 21, 2021
Instrument	2021-0035514
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 SANTA CLARA AVE, ALAMEDA, CA 94501-3242

Mortgage

Document Number	0000035515
Date	May 25, 2021
Instrument	2021-0035515

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 25, 2018
Property Address	4965 CLEAR CREEK RD, PLACERVILLE, CA 95667-8805
Document Number	0000037369
Instrument Date	Sep 18, 2018
Instrument	37369
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Tax	$226.60
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 CLEAR CREEK RD PLACERVILLE CA 956678805, PLACERVILLE, CA 95667-8805

September 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	EL DORADO CA
Recording Date	Sep 5, 2018
Property Address	4965 CLEAR CREEK RD, PLACERVILLE, CA 95667-8805
Document Number	0000034733
Instrument Date	Aug 14, 2018
Instrument	34733
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,800 (+2%) Land $76,500 Building $321,300
2025	$4,216.00 (-4.31%)	$390,000 (-2.63%) Land $75,000 Building $315,000
2024	$4,406.00 (+2.06%)
2023	$4,317.00 (+1.48%)	$400,554 Land $88,434 Building $312,120
2022	$4,254.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 85% of California
Wildfire Likelihood	2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, Rocky Ridge Wireless, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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