4965 Bear Claw Ln, Rockwall, TX 75032 Property Records

Rockwall County property record for 4965 Bear Claw Ln, Rockwall, TX 75032

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,027 sqft · built 1999
Lot Size	1.49 acres (65,100 sqft)
Owner	2 Individual Names on File
Last Sale	$590,000 (Oct 2020)
Tax Bill	$11,997 (2025)
Deeds & Mortgages	May 2025 Transfer Feb 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4603000C0006000R`

Property Details

APN / Parcel Number

Primary APN	`4603000C0006000R`
Alternative APNs	`R48112` `48112`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	4,027 sqft Living Area
Gross Area	4,890 sqft
1st Floor Area	4,027 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	65,100 sqft
Lot Dimensions	300 ft deep x 217 ft wide
Garage Type	Attached
Garage Area	711 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Covered Porch
Porch Area	224 sqft
Patio Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4965 BEAR CLAW LN
City	ROCKWALL
State	TX
Zip	75032-5897
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAKS OF BUFFALO WAY, BLOCK C, LOT 6
Legal Subdivision	OAKS OF BUFFALO WAY
Legal Tract	6
Legal Block	C
Legal Lot Number	6
Jurisdiction	ROCKWALL TX
Township / Civil Division	SOUTH ROCKWALL
Census Block Group	2
Census Block	2023
Census Tract	40503

Owner

4965 Bear Claw Ln is owned and occupied by two individuals who acquired it in April 2025.

Source: Rockwall County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4965 BEAR CLAW LN, ROCKWALL, TX 75032-5897
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2025	Transfer on Death Deed, Transfer
Feb 28, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage CENDERA FUNDING INC
Oct 9, 2020	Vendor's Lien, Transfer · Conventional Mortgage SECURE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2020 · Amount on File
Deed Sale	Oct 9, 2020 · Amount on File
Deed Document Number	202024029
Last Transfer Date	Apr 9, 2025
Transfer Doc	0000008638
Record Updated	Oct 29, 2026

May 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 16, 2025
Property Address	4965 BEAR CLAW LN, ROCKWALL, TX 75032-5897
Document Number	0000008638
Map Reference	VOL 1289 PG 243
Instrument Date	Apr 9, 2025
Instrument	20250000008638
Transaction Type	Transfer
Record Updated	Oct 17, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 BEAR CLAW LN, ROCKWALL, TX 75032-5897

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	4965 BEAR CLAW LN, ROCKWALL, TX 75032-5897
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003472
Date	Feb 28, 2017
Instrument	20170000003472

Lender

Name	CENDERA FUNDING INC
Type	Lending Institution
Address	FORT WORTH, TX 76116

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 9, 2020
Property Address	4965 BEAR CLAW LN, ROCKWALL, TX 75032-5897
Document Number	0000024029
Map Reference	VOL 1487 PG 015
Instrument Date	Oct 1, 2020
Instrument	20200000024029
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	ALLEGIANCE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4965 BEAR CLAW LN, ROCKWALL, TX 75032-5897

Mortgage

Document Number	0000024030
Date	Oct 9, 2020
Instrument	20200000024030

Lender

Name	SECURE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4965 Bear Claw Ln was $11,997 with a homeowner's exemption, up 2.6% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$874,447 (+2.11%) Land $286,000 Building $588,447	$874,447 (+0.24%) Land $286,000 Building $588,447
2025	$11,997.00 (+2.62%)	$856,395	$872,331 Land $286,000 Building $586,331
2024	$11,691.00 (+16.21%)
2023	$10,060.00 Homeowner's exemption	$865,643 Land $312,000 Building $553,643	$865,643 Land $312,000 Building $553,643
2021	$11,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4965 Bear Claw Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2024–2025)
Most Recent Claim	Jan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4965 Bear Claw Ln is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	R C H WSC serves 9,204 people · EPA ID TX1990012
Water Source	Purchased surface water from CITY OF ROCKWALL
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Optimum Cable · Fiber in parts of the area	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Hotwire Communications.

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