Tillamook County property record for 49640 Surf Rd, Neskowin, OR 97149
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 4.5 ba · 7,265 sqft · built 1973 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $1,787,500 (Feb 2015) |
| Tax Bill | $22,233 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jun 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5S1136-BC-01600 |
| Primary APN | 5S1136-BC-01600 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 18 Rooms |
| Stories | 2 Stories |
| Building Area | 7,265 sqft Living Area |
| Gross Area | 9,046 sqft |
| 1st Floor Area | 2,463 sqft |
| 2nd Floor Area | 2,573 sqft |
| Basement Area | 2,229 sqft |
| Finished Basement | 2,229 sqft |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
|---|---|
| Fireplace | Fireplace |
| Elevator | Elevator |
| Sound System | Sound System |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood Shingle |
| Construction Type | Frame |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 647 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Concrete/Masonry Porch |
|---|---|
| Porch Area | 55 sqft |
| Deck Area | 216 sqft |
| Patio Area | 75 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 258009 |
|---|---|
| Street Address | 49640 SURF RD |
| City | NESKOWIN |
| State | OR |
| Zip | 97149 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NESKR-1 |
| Legal Range | 11W |
| Legal Township | 05S |
| Legal Section | 36 |
| Jurisdiction | TILLAMOOK OR |
| Township / Civil Division | NESKOWIN |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 960800 |
Source: Tillamook County records, as of December 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 10260 SW GREENBURG RD, 1020, PORTLAND, OR 97223-5520 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Jun 12, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Feb 12, 2024 | Bargain and Sale Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 12, 2015 · Amount on Record |
| Deed Sale | Feb 12, 2015 · Amount on Record |
| Prior Sale | Jul 11, 2012 · Amount on Record |
| Deed Document Number | 2015741 |
| Last Transfer Date | Oct 12, 2016 |
| Transfer Doc | 0000000584 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Property Address | 49640 SURF RD, NESKOWIN, OR 97149 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 0000002290 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 2020-2290 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2027 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Recording Date | Jun 12, 2018 |
| Property Address | 49640 SURF RD, NESKOWIN, OR 97149 |
| Document Number | 0000003363 |
| Instrument Date | Nov 9, 2017 |
| Instrument | 3363 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 10260 SW GREENBURG RD #1020 PORTLAND OR 972235520, 1020, PORTLAND, OR 97223-5520 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | TILLAMOOK OR |
| Recording Date | Feb 12, 2024 |
| Property Address | 49640 SURF RD, NESKOWIN, OR 97149 |
| Document Number | 0000000584 |
| Instrument Date | Oct 12, 2016 |
| Instrument | 2024-00584 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
Source: Tillamook County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Tillamook County |
| Unified School District | Nestucca Valley School District 101J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,233.00 (+5.64%) | $1,755,050 (+3%) Land $497,760 Building $1,257,290 | $3,587,440 (-3.48%) Land $636,560 Building $2,950,880 |
| 2024 | $21,046.00 (-0.24%) | $1,703,940 (+3%) Land $483,260 Building $1,220,680 | $3,716,610 (-5.09%) Land $602,990 Building $3,113,620 |
| 2023 | $21,096.00 (+3.69%) | $1,654,320 (+3%) Land $469,180 Building $1,185,140 | $3,915,960 (+6.39%) Land $636,600 Building $3,279,360 |
| 2022 | $20,346.00 | $1,606,140 Land $455,510 Building $1,150,630 | $3,680,740 Land $617,900 Building $3,062,840 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 147 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 290 units insured incl. 143 condo units |
| Nearby Flood Claims | 61 (1987–2021) |
| Claims Outside the SFHA | 21 of 61 |
| Most Recent Claim | Nov 2021 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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