4964 Poseidon Way, Oceanside, CA 92056 Property Records

San Diego County property record for 4964 Poseidon Way, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,592 sqft · built 1991
Lot Size	0.11 acres (4,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Aug 2010)
Tax Bill	$6,037 (2025)
Deeds & Mortgages	Nov 2021 Reverse Mortgage May 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169-542-12-00`

Property Details

APN / Parcel Number

Primary APN	`169-542-12-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,592 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	4,810 sqft (0.11 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4964 POSEIDON WAY
City	OCEANSIDE
State	CA
Zip	92056-7416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 119 TR 012405
Legal Subdivision	LEISURE VILLAGE OCEANSIDE
Legal Tract	012405
Legal Block	3
Legal Lot Number	119
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3012
Census Tract	19808

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4964 POSEIDON WAY, OCEANSIDE, CA 92056-7416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2021	Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC
May 1, 2017	Intrafamily Transfer, Transfer · Reverse Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2010 · Amount on Record
Deed Sale	Aug 16, 2010 · Amount on Record
Prior Sale	Sep 28, 1990 · Amount on Record
Deed Document Number	2010421004
Last Transfer Date	Apr 24, 2017
Transfer Doc	0000192964
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4964 POSEIDON WAY, OCEANSIDE, CA 92056-7416
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4964 POSEIDON WAY, OCEANSIDE, CA 92056-7416

Mortgage

Document Number	0000816940
Date	Nov 30, 2021
Instrument	2021-0816940

Lender

Name	PREMIUM SECURITY INC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.96%
Type Change Date	Jan 1, 2022
Change Frequency	Annually
Index	1-Year CMT

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 1, 2017
Property Address	4964 POSEIDON WAY, OCEANSIDE, CA 92056-7416
Document Number	0000192964
Map Reference	MAP12405
Instrument Date	Apr 24, 2017
Instrument	2017-0192964
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4964 POSEIDON WAY, OCEANSIDE, CA 92056-7416

Mortgage

Document Number	0000192965
Date	May 1, 2017
Instrument	2017-0192965

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.52%
Type Change Date	May 1, 2018
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$548,841 (+2%) Land $104,859 Building $443,982
2025	$6,037.00 (+8.72%) Homeowner's exemption	$538,080 (+4.04%) Land $102,803 Building $435,277
2023	$5,553.00 (+0.29%) Homeowner's exemption	$517,188 Land $98,812 Building $418,376
2022	$5,537.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 858 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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