Bay County property record for 4964 Carter Rd, Auburn, MI 48611
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,700 sqft · built 2001 |
| Lot Size | 8.51 acres (370,696 sqft) |
| Owner | Individual Name on File |
| Last Sale | $319,000 (May 2018) |
| Tax Bill | $7,232 (2026) |
| Deeds & Mortgages | Jun 2022 Transfer Apr 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 140-020-400-320-11 |
| Primary APN | 140-020-400-320-11 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,700 sqft Living Area |
| 1st Floor Area | 1,700 sqft |
| Basement Area | 1,700 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 370,696 sqft (8.51 acres) |
| Garage Area | 2,070 sqft |
| Parking Spaces | 7 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4964 CARTER RD |
|---|---|
| City | AUBURN |
| State | MI |
| Zip | 48611-8501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE |
| Legal Description | BEG @ PT ON E SEC LN N 263 FT FROM SE COR SEC 20, TH ALG N LN HWY US-10 R/W N89?36'00"W 602 FT, TH N 615.10 FT, TH |
| Jurisdiction | BAY MI |
| Township / Civil Division | WILLIAMS |
| Census Block Group | 2 |
| Census Block | 2030 |
| Census Tract | 285600 |
4964 Carter Rd is owned and occupied by an individual who acquired it in May 2022.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4964 CARTER RD, AUBURN, MI 48611-8501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2022 | Intrafamily Transfer, Transfer |
| Apr 20, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU |
| May 4, 2018 | Warranty Deed, Transfer · Conventional Mortgage FRANKENMUTH CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on File |
| Deed Sale | May 4, 2018 · Amount on File |
| Prior Sale | May 24, 2004 · Amount on File |
| Deed Document Number | 20186511 |
| Last Transfer Date | May 9, 2022 |
| Transfer Doc | 0000008494 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Jun 3, 2022 |
| Property Address | 4964 CARTER RD, AUBURN, MI 48611-8501 |
| Document Number | 0000008494 |
| Instrument Date | May 9, 2022 |
| Instrument | 202208494 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4964 CARTER RD, AUBURN, MI 48611-8501 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | Apr 20, 2022 |
| Property Address | 4964 CARTER RD, AUBURN, MI 48611-8501 |
| Document Number | 0000006488 |
| Instrument Date | Apr 12, 2022 |
| Instrument | 202206488 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4964 CARTER RD, AUBURN, MI 48611-8501 |
| Document Number | 0000006489 |
|---|---|
| Date | Apr 20, 2022 |
| Instrument | 202206489 |
| Name | DOW CHEMICAL EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY MI |
| Recording Date | May 4, 2018 |
| Property Address | 4964 CARTER RD, AUBURN, MI 48611-8501 |
| Document Number | 0000006511 |
| Instrument Date | Apr 27, 2018 |
| Instrument | 6511 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2018 |
| Title Company | CROSSROADS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,743.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5307 3 MILE RD BAY CITY MI 487069061, BAY CITY, MI 48706-9061 |
| Document Number | 6512 |
|---|---|
| Date | May 4, 2018 |
| Instrument | 6512 |
| Name | FRANKENMUTH CU |
|---|---|
| Type | Credit Union |
| Address | FRANKENMUTH, MI 48734 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2048 |
The 2026 property tax bill for 4964 Carter Rd was $7,232 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| County Subdivision | Williams Charter Township |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,232.00 Homeowner's exemption | $229,000 | $458,000 |
| 2023 | $188,050 | $376,100 | |
| 2022 | $6,547.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4964 Carter Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4964 Carter Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
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