4964 Aldersbrook Dr, Monroe, NC 28110 Property Records

Union County property record for 4964 Aldersbrook Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	4 bd · 2.5 ba · 1,828 sqft · built 2003
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,000 (Jan 2024)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-363-240`

Property Details

APN / Parcel Number

Primary APN	`09-363-240`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,828 sqft Living Area
Gross Area	2,215 sqft
1st Floor Area	769 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	485 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4964 ALDERSBROOK DR
City	MONROE
State	NC
Zip	28110-5640
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-10 MONRO
Legal Description	#215 BREKONRIDGE PH2 OPCF748
Legal Subdivision	BREKONRIDGE
Legal Lot Number	215
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3008
Census Tract	20321

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4964 ALDERSBROOK DR, MONROE, NC 28110-5640
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 14, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Aug 10, 2009 · Amount on Record
Deed Document Number	2024655
Deed Book / Page	8838 / 10
Prior Transfer Date	Oct 23, 2003
Prior Transfer Doc	0000052216
Record Updated	Oct 29, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 11, 2024
Property Address	4964 ALDERSBROOK DR, MONROE, NC 28110-5640
Document Number	0000883810
Book / Page	8838 / 10
Map Reference	CAB F FILE 748
Instrument Date	Jan 9, 2024
Instrument	655
Transaction Type	Transfer
Record Updated	Jan 26, 2024
Title Company	NOT AVAILABLE, BROKER TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1139 ASHE MEADOW DR, INDIAN TRAIL, NC 28079-4365

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4964 ALDERSBROOK DR, MONROE, NC 28110-5640

Mortgage

Document Number	0000000656
Date	Jan 11, 2024
Instrument	656

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	4964 ALDERSBROOK DR, MONROE, NC 28110-5640
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008624419
Date	Dec 14, 2022
Book Page	8624/419
Instrument	40742

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,400 (-) Land $66,000 Building $317,400	$383,400 (-) Land $66,000 Building $317,400
2025	$3,351.00 (+24.67%)	$383,400 (+55.54%) Land $66,000 Building $317,400	$383,400 (+55.54%) Land $66,000 Building $317,400
2023	$2,688.00	$246,500 Land $40,100 Building $206,400	$246,500 Land $40,100 Building $206,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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