4963 Co Rd 8, Waterloo, AL 35677 Property Records

Lauderdale County property record for 4963 Co Rd 8, Waterloo, AL 35677

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,097 sqft · built 1988
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$540 (2025)
Flood Zone	Zone X (minimal risk)
APN	`07-04-19-0-000-004-004`

Property Details

APN / Parcel Number

Primary APN	`07-04-19-0-000-004-004`
Alternative APNs	`030280` `30280` `7467`

Interior

Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,097 sqft Adjusted Area
1st Floor Area	936 sqft
2nd Floor Area	780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	435,600 sqft (10 acres)
Garage Type	Mixed
Garage Area	1,560 sqft
Parking Spaces	6 Parking Spaces

Location & Zoning

Account Number	30280
Street Address	4963 COUNTY ROAD 8
City	WATERLOO
State	AL
Zip	35677-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01
Legal Description	10.017 AC DESC AS PT OF W/2 OF NE/4 OF SEC 19 T1S R13W COM @ NE COR OF SEC 19 TH W 2375.95 TO POB TH SE 1905.10 SW 225.81 NW
Legal Range	13W
Legal Township	01S
Legal Section	19
Jurisdiction	LAUDERDALE AL
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2002
Census Tract	11300

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5027 COUNTY ROAD 8, WATERLOO, AL 35677-3305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$540.00 (+6.93%) Homeowner's exemption	$15,540 (+6.88%)	$224,340 (+13.94%) Land $86,200 Building $138,140
2024	$505.00 (-4.9%) Homeowner's exemption	$14,540 (+665.26%) Land $2,020 Building $12,520	$196,900 (+5.72%) Land $71,900 Building $125,000
2023	$531.00 (+33.75%) Homeowner's exemption	$1,900 (-80.85%) Land $1,900	$186,240 (+50.92%) Land $67,200 Building $119,040
2022	$397.00 Homeowner's exemption	$9,920	$123,400 Land $39,000 Building $84,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 66% of Alabama
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000