4963 Addison Ln, Hickory, NC 28601 Property Records

Caldwell County property record for 4963 Addison Ln, Hickory, NC 28601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,245 sqft · built 2002
Lot Size	0.495 acres (21,582 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (Aug 2002)
Tax Bill	$2,072 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08120 6 88`

Property Details

APN / Parcel Number

Primary APN	`08120 6 88`
Alternative APN	`157191`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,245 sqft Heated Area
Gross Area	2,652 sqft
1st Floor Area	1,245 sqft
Basement Area	1,245 sqft
Unfinished Basement	1,245 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	21,582 sqft (0.495 acres)
Lot Dimensions	198 ft deep x 109 ft wide

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	120 sqft
Patio Area	120 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	157191
Street Address	4963 ADDISON LN
City	HICKORY
State	NC
Zip	28601-8914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1871 PG 1820 YR 2015 ST 272.00
Legal Subdivision	CRYSTAL FALLS ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	2
Census Block	2018
Census Tract	31302

Owner

Source: Caldwell County assessment roll, as of July 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4963 ADDISON LN, HICKORY, NC 28601-8914
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2023	Deed of Trust, Mortgage · VA Mortgage TRUIST BANK
Jul 9, 2019	Deed of Trust, Mortgage · VA Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2002 · Amount on Record
Deed Sale	Aug 12, 2002 · Amount on Record
Prior Sale	Mar 27, 2001 · Amount on Record
Deed Book / Page	1405 / 307
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4963 ADDISON LN, HICKORY, NC 28601-8914
Transaction Type	Mortgage
Record Updated	Sep 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4963 ADDISON LN, HICKORY, NC 28601-8914

Mortgage

Document Number	0020901172
Date	Aug 15, 2023
Book Page	2090/1172
Instrument	10087432

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4963 ADDISON LN, HICKORY, NC 28601-8914
Document Number	0010034657
Instrument Date	Jul 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4963 ADDISON LN HICKORY NC 286018914, HICKORY, NC 28601-8914

Mortgage

Document Number	0010034657
Date	Jul 15, 2019
Book Page	001967/000018
Instrument	10034657

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,072.00 (+154.86%)	$269,600 (+71.72%) Land $24,200 Building $245,400	$269,600 (+71.72%) Land $24,200 Building $245,400
2023		$157,000 (-) Land $24,200 Building $132,800	$157,000 (-) Land $24,200 Building $132,800
2022	$813.00	$157,000 Land $24,200 Building $132,800	$157,000 Land $24,200 Building $132,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY- ADDISON LANE serves 152 people · EPA ID NC1014001
Water Source	Purchased surface water from CITY OF HICKORY
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Loretto Telephone Company.

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