Anne Arundel County property record for 4962 Lerch Dr, Shady Side, MD 20764
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,360 sqft · built 1996 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Aug 2018) |
| Tax Bill | $7,369 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 07-001-90078035 |
| Primary APN | 07-001-90078035 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 2,584 sqft |
| 1st Floor Area | 1,340 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 314 sqft |
| Deck Area | 196 sqft |
| Patio Area | 240 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 00190078035 |
|---|---|
| Street Address | 4962 LERCH DR |
| City | SHADY SIDE |
| State | MD |
| Zip | 20764-9650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LTS10 TO 11 BK2 SC A AVALON SHORES |
| Legal Subdivision | AVALON SHORES |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 707001 |
4962 Lerch Dr is owned by two individuals who bought it in August 2018.
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5014 LERCH DR, SHADY SIDE, MD 20764-9652 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Dec 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage INTERCOASTAL MORTGAGE CO |
| Aug 14, 2018 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 14, 2018 · Amount on File |
| Deed Sale | Aug 14, 2018 · Amount on File |
| Prior Sale | Nov 25, 1991 · Amount on File |
| Deed Book / Page | 32389 / 498 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 4962 LERCH DR, SHADY SIDE, MD 20764-9650 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | DOUBLE EAGLE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0339740047 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 33974/047 |
| Name | INTERCOASTAL MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Aug 14, 2018 |
| Property Address | 4962 LERCH DR, SHADY SIDE, MD 20764-9650 |
| Document Number | 0323890498 |
| Book / Page | 32389 / 498 |
| Map Reference | MB8 FO36 |
| Instrument Date | Aug 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | DOUBLE EAGLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4512 FOREST POINT RD, 4512, HARWOOD, MD 20776-3002 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1420 WOLFTRAP RUN RD, VIENNA, VA 22182-1736 |
| Document Number | 0032389503 |
|---|---|
| Date | Aug 14, 2018 |
| Instrument | 32389/503 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2048 |
The 2025 property tax bill for 4962 Lerch Dr was $7,369.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $650,300 Land $285,000 Building $365,300 | $650,300 Land $285,000 Building $365,300 | |
| 2025 | $7,369.00 | ||
| 2023 | $5,983.00 | $547,900 Land $285,000 Building $262,900 | $547,900 Land $285,000 Building $262,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4962 Lerch Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 135 policies |
| Nearby Flood Policies | 135 in force |
| Nearby Flood Claims | 242 (1979–2024) |
| Claims Outside the SFHA | 12 of 242 |
| Most Recent Claim | Jan 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4962 Lerch Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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