Frederick County property record for 4962 Flossie Ave, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,440 sqft · built 1983 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2005) |
| Tax Bill | $4,837 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-439840 |
| Primary APN | 23-439840 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 3,016 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 439840 |
|---|---|
| Street Address | 4962 FLOSSIE AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 122 BLK C SECT 3 1.494 AC FLOSSIE AVE FLOSSIE AVE |
| Legal Subdivision | MT ZION ESTATES |
| Legal Block | C |
| Legal Lot Number | 122 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 752602 |
4962 Flossie Ave is owned and occupied by two individuals who bought it in July 2005.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2005 · Amount on File |
| Deed Sale | Jul 26, 2005 · Amount on File |
| Prior Sale | Jun 29, 2004 · Amount on File |
| Deed Document Number | 200555544 |
| Deed Book / Page | 5451 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FRIENDS TITLE & ESCORW CO |
| Name | Verified Name |
|---|
| Document Number | 0156120323 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 15612/323 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0142550469 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 14255/469 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FRIENDS TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0159220055 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 15922/55 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Document Number | 0134790080 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NEIGHBORHOOD SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4962 FLOSSIE AVE FREDERICK MD 217036908, FREDERICK, MD 21703-6908 |
| Document Number | 0134790080 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 013479/000080 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 21, 2040 |
The 2025 property tax bill for 4962 Flossie Ave was $4,837 with a homeowner's exemption, up 6.2% from the year before.
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,200 (+10.11%) Land $93,000 Building $383,200 | $476,200 (-) Land $93,000 Building $383,200 | |
| 2025 | $4,837.00 (+6.24%) Homeowner's exemption | $432,467 | $476,200 Land $93,000 Building $383,200 |
| 2024 | $4,553.00 (+8.64%) | ||
| 2023 | $4,191.00 Homeowner's exemption | $345,000 Land $93,000 Building $252,000 | $345,000 Land $93,000 Building $252,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4962 Flossie Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4962 Flossie Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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