Frederick County property record for 4962 Flossie Ave, Frederick, MD 21703
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,440 sqft · built 1983 |
| Lot Size | 1.48 acres (64,904 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jul 2005) |
| Tax Bill | $4,837 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-439840 |
| Primary APN | 23-439840 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,440 sqft Living Area |
| Gross Area | 3,016 sqft |
| 1st Floor Area | 1,440 sqft |
| Basement Area | 1,000 sqft |
| Finished Basement | 1,000 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 64,904 sqft |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 192 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 439840 |
|---|---|
| Street Address | 4962 FLOSSIE AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21703-6908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 122 BLK C SECT 3 1.494 AC FLOSSIE AVE FLOSSIE AVE |
| Legal Subdivision | MT ZION ESTATES |
| Legal Block | C |
| Legal Lot Number | 122 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 23, BALLENGER |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 752602 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC |
| Nov 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC |
| May 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CBM MORTGAGE INC |
| Nov 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 26, 2005 · Amount on File |
| Deed Sale | Jul 26, 2005 · Amount on File |
| Prior Sale | Jun 29, 2004 · Amount on File |
| Deed Document Number | 200555544 |
| Deed Book / Page | 5451 / 128 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FRIENDS TITLE & ESCORW CO |
| Name | Verified Name |
|---|
| Document Number | 0156120323 |
|---|---|
| Date | Dec 28, 2021 |
| Book Page | 15612/323 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0142550469 |
|---|---|
| Date | Nov 12, 2020 |
| Book Page | 14255/469 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | FRIENDS TITLE & ESCROW CO |
| Name | Verified Name |
|---|
| Document Number | 0159220055 |
|---|---|
| Date | May 16, 2022 |
| Book Page | 15922/55 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 356 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4962 FLOSSIE AVE, FREDERICK, MD 21703-6908 |
| Document Number | 0134790080 |
| Instrument Date | Nov 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NEIGHBORHOOD SETTLEMENTS LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4962 FLOSSIE AVE FREDERICK MD 217036908, FREDERICK, MD 21703-6908 |
| Document Number | 0134790080 |
|---|---|
| Date | Jan 22, 2020 |
| Book Page | 013479/000080 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 21, 2040 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,200 (+10.11%) Land $93,000 Building $383,200 | $476,200 (-) Land $93,000 Building $383,200 | |
| 2025 | $4,837.00 (+6.24%) Homeowner's exemption | $432,467 (+25.35%) | $476,200 (+38.03%) Land $93,000 Building $383,200 |
| 2024 | $4,553.00 (+8.64%) | ||
| 2023 | $4,191.00 Homeowner's exemption | $345,000 Land $93,000 Building $252,000 | $345,000 Land $93,000 Building $252,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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