4961 Three Chopt Rd, Louisa, VA 23093 Property Records

Goochland County property record for 4961 Three Chopt Rd, Louisa, VA 23093

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1983
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,277 (2026)
Deeds & Mortgages	Jan 2026 Refinance Mar 2024 Refinance
Flood Zone	Zone X (minimal risk)
APN	`50001000079B`

Property Details

APN / Parcel Number

Primary APN	`50001000079B`
Alternative APNs	`5 1 79B` `6783`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Terrain	Rolling
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6783
Street Address	4961 THREE CHOPT RD
City	LOUISA
State	VA
Zip	23093-2120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AG/GEN
Legal Description	2 1/2 MI W HADENSVL 3AC PAR A #04-3794 DB 286 772 R/S
Jurisdiction	GOOCHLAND VA
Township / Civil Division	1
Census Block Group	1
Census Block	1028
Census Tract	400500

Owner

Source: Goochland County records · APN 50001000079B

Assessment roll updated September 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4961 THREE CHOPT RD, LOUISA, VA 23093-2120
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC
Mar 29, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4961 THREE CHOPT RD, LOUISA, VA 23093-2120
Transaction Type	Mortgage
Record Updated	Feb 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0260000197
Date	Jan 15, 2026
Instrument	260000197

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Interest

Rate Type	Fixed Rate

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GOOCHLAND VA
Property Address	4961 THREE CHOPT RD, LOUISA, VA 23093-2120
Transaction Type	Mortgage
Record Updated	May 01, 2024
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240000869
Date	Mar 29, 2024
Instrument	240000869

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Goochland County records · Assessment roll updated September 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Goochland County
Unified School District	Goochland County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,277.00 (+27.83%)	$241,000 (+27.85%) Land $69,600 Building $171,400	$241,000 (+27.85%) Land $69,600 Building $171,400
2025	$999.00 (+30.93%)	$188,500 (+11.54%) Land $64,400 Building $124,100	$188,500 (+11.54%) Land $64,400 Building $124,100
2023		$169,000 Land $53,200 Building $115,800	$169,000 Land $53,200 Building $115,800
2021	$763.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Central Virginia Electric Cooperative Fiber	1,000 / 1,000

Based on FCC filings for 15 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Three Chopt Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures