4961 Cedar Ravine Rd, Placerville, CA 95667 Property Records

El Dorado County property record for 4961 Cedar Ravine Rd, Placerville, CA 95667

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 2,111 sqft · built 1972
Lot Size	4.88 acres (213,008 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2026)
Tax Bill	$3,673 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2020 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`099-040-013-000`

Property Details

APN / Parcel Number

Primary APN	`099-040-013-000`
Alternative APNs	`09904013100` `0990401310`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,111 sqft Living Area
1st Floor Area	2,111 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1975
Construction Type	Wood
Lot Area	213,008 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Patio Area	2,111 sqft

Utilities, Heating & Cooling

Heating System	Central
Water Source	Well

Location & Zoning

Street Address	4961 CEDAR RAVINE RD
City	PLACERVILLE
State	CA
Zip	95667-9213
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	U
Legal Description	SEC 27 10 11
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1013
Census Tract	31404

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Special Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jul 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage CONGRESSIONAL BANK
Mar 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 1, 2019	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Feb 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Feb 14, 2019	Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
May 3, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 27, 2018	Quit Claim Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2026 · Amount on Record
Deed Sale	Jul 10, 2026 · Amount on Record
Prior Sale	Sep 3, 2025 · Amount on Record
Deed Document Number	202622857
Record Updated	Oct 29, 2026

July 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	EL DORADO CA
Recording Date	Jul 10, 2026
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Document Number	0000022857
Instrument Date	Jul 10, 2026
Instrument	202622857
Transaction Type	Transfer
Record Updated	Jul 17, 2026
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$51,661.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213

Mortgage

Document Number	0000022858,
Date	Jul 10, 2026
Instrument	202622858

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Transaction Type	Mortgage
Record Updated	Oct 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213

Mortgage

Document Number	0000075539
Date	Dec 28, 2020
Instrument	2020-0075539

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028114
Date	Jul 10, 2017
Instrument	2017-0028114

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Transaction Type	Mortgage
Record Updated	Oct 14, 2022
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213

Mortgage

Document Number	0000013296
Date	Mar 22, 2022
Instrument	2022-0013296

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Document Number	0000055584
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4961 CEDAR RAVINE RD PLACERVILLE CA 956679213, PLACERVILLE, CA 95667-9213

Mortgage

Document Number	0000055584
Date	Dec 27, 2019
Instrument	55584

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 21, 2019
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Document Number	0000005372
Instrument Date	Jan 13, 2019
Instrument	5372
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4961 CEDAR RAVINE RD PLACERVILLE CA 956679213, PLACERVILLE, CA 95667-9213

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 14, 2019
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Document Number	0000004743
Instrument Date	Jan 13, 2019
Instrument	2019-0004743
Transaction Type	Transfer
Record Updated	Oct 14, 2022
Title Company	FIDELITY NATONAI TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213

Mortgage

Document Number	0000004744
Date	Feb 14, 2019
Instrument	2019-0004744

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	May 3, 2018
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Document Number	0000016699
Instrument Date	Apr 4, 2018
Instrument	16699
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4961 CEDAR RAVINE RD PLACERVILLE CA 956679213, PLACERVILLE, CA 95667-9213

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Apr 27, 2018
Property Address	4961 CEDAR RAVINE RD, PLACERVILLE, CA 95667-9213
Document Number	0000015856
Instrument Date	Apr 4, 2018
Instrument	15856
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4961 CEDAR RAVINE RD PLACERVILLE CA 956679213, PLACERVILLE, CA 95667-9213

Mortgage

Document Number	15857
Date	Apr 27, 2018
Instrument	15857

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Oak Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$397,800 (+15.04%) Land $178,500 Building $219,300
2025	$3,673.00 (+2.08%)	$345,788 (+4.04%) Land $115,256 Building $230,532
2024	$3,598.00 (+2.1%)
2023	$3,524.00 (+1.53%) Homeowner's exemption	$332,363 Land $110,782 Building $221,581
2022	$3,471.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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