4960 Richardson Rd, Spring Hope, NC 27882 Property Records

Nash County property record for 4960 Richardson Rd, Spring Hope, NC 27882

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,513 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,428 (2026)
Deeds & Mortgages	Jan 2023 Construction Loan Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`286200-65-8628`

Property Details

APN / Parcel Number

Primary APN	`286200-65-8628`
Alternative APNs	`345047` `84429`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,513 sqft Heated Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	84429
Street Address	4960 RICHARDSON RD
City	SPRING HOPE
State	NC
Zip	27882-9010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E4 11, 5.00 AC, 3, SYKES FARMS AC, 3, SYKES FARMS
Legal Lot Number	3
Jurisdiction	NASH NC
Township / Civil Division	MANNINGS
Census Block Group	3
Census Block	3019
Census Tract	10900

Owner

4960 Richardson Rd is owned and occupied by two individuals.

Source: Nash County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4960 RICHARDSON RD, SPRING HOPE, NC 27882-9010
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES
Jul 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	4960 RICHARDSON RD, SPRING HOPE, NC 27882-9010
Transaction Type	Mortgage
Record Updated	Sep 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2766 BASS RD, NASHVILLE, NC 27856-8236

Mortgage

Document Number	003263/539
Date	Jan 17, 2023
Book Page	3263/539

Lender

Name	AFFILIATED MORTGAGE SERVICES
Type	Mortgage Company
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Feb 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2034
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	Other
Max Rate	11.1%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jul 7, 2022
Property Address	4960 RICHARDSON RD, SPRING HOPE, NC 27882-9010
Document Number	003229/983
Book / Page	3229 / 983
Map Reference	MB 43 PG 254
Instrument Date	Jul 6, 2022
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7118 MECUM RD, SPRING HOPE, NC 27882-9179

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2766 BASS RD, NASHVILLE, NC 27856-8236

Tax Assessment & Valuation

The 2026 property tax bill for 4960 Richardson Rd was $3,428, up 0.3% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,428.00 (+0.29%)	$459,580 (-) Land $59,990 Building $399,590	$459,580 (-) Land $59,990 Building $399,590
2025	$3,418.00	$459,580 Land $59,990 Building $399,590	$459,580 Land $59,990 Building $399,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4960 Richardson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4960 Richardson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	100 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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