4960 Paloma Ave, Carmichael, CA 95608 Property Records

Sacramento County property record for 4960 Paloma Ave, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,955 sqft · built 1970
Lot Size	0.7 acres (30,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,125,000 (Sep 2026)
Tax Bill	$10,629 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Sep 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`289-0043-004-0000`

Property Details

APN / Parcel Number

Primary APN	`289-0043-004-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,955 sqft Living Area
Gross Area	3,396 sqft
1st Floor Area	2,626 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	L-Shape
Construction Type	Masonry / Concrete Block
Roof Material	Composition Shingle
Lot Area	30,492 sqft (0.7 acres)
Garage Area	852 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4960 PALOMA AVE
City	CARMICHAEL
State	CA
Zip	95608-5825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-2
Legal Description	MENLO HEIGHTS AMD MAP, LOT 22
Legal Subdivision	MENLO HEIGHTS AMD MAP
Legal Lot Number	22
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	1
Census Block	1001
Census Tract	5803

Owner

Source: Sacramento County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Grant Deed, Transfer · Conventional Mortgage CHOICE LENDING
Sep 14, 2026	Affidavit of Death of Trustee, Transfer
Dec 2, 2021	Intrafamily Transfer, Transfer
Mar 4, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Sep 4, 2018	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Oct 20, 2017	Deed of Trust, Mortgage PRINCETON CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2026 · Amount on Record
Deed Sale	Sep 14, 2026 · Amount on Record
Prior Sale	Oct 10, 2008 · Amount on Record
Deed Document Number	2026
Deed Book / Page	20260914 / 803
Prior Transfer Date	Sep 8, 2026
Prior Transfer Doc	2026000802
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 14, 2026
Property Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825
Document Number	2026000803
Book / Page	20260914 / 803
Instrument Date	Sep 11, 2026
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	STEWART TITLE, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124,987.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825

Mortgage

Document Number	2026000804,
Date	Sep 14, 2026
Book Page	20260914/804

Lender

Name	CHOICE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2026: Affidavit of Death of Trustee, Transfer

Document Type	Affidavit of Death of Trustee
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 14, 2026
Property Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825
Document Number	2026000802
Book / Page	20260914 / 802
Instrument Date	Sep 8, 2026
Transaction Type	Transfer
Record Updated	Sep 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3317 WHITE OAK CT, SACRAMENTO, CA 95864-5734

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 2, 2021
Property Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825
Document Number	0000001277
Map Reference	MB 21 MAP 17
Instrument Date	Nov 26, 2021
Instrument	2021120201277
Transaction Type	Transfer
Record Updated	Dec 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825
Document Number	2003091293
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Mar 27, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 PALOMA AVE CARMICHAEL CA 956085825, CARMICHAEL, CA 95608-5825

Mortgage

Document Number	2003091293
Date	Mar 9, 2020
Instrument	2003091293

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825
Document Number	1809100627
Instrument Date	Sep 4, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 PALOMA AVE CARMICHAEL CA 956085825, CARMICHAEL, CA 95608-5825

Mortgage

Document Number	1809100627
Date	Sep 10, 2018
Instrument	1809100627

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2048

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4960 PALOMA AVE, CARMICHAEL, CA 95608-5825
Document Number	1710271050
Instrument Date	Oct 20, 2017
Transaction Type	Mortgage
Record Updated	Nov 6, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 PALOMA AVE CARMICHAEL CA 956085825, CARMICHAEL, CA 95608-5825

Mortgage

Document Number	1710271050
Date	Oct 27, 2017
Instrument	1710271050

Lender

Name	PRINCETON CAP
Type	Funding / Finance Company
Address	LOS GATOS, CA 95032

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$913,644 (+2%) Land $433,453 Building $480,191
2025	$10,629.00 (+0.97%) Homeowner's exemption	$895,730 (+4.04%) Land $424,954 Building $470,776
2024	$10,527.00 (+2.69%)
2023	$10,251.00 (+0.55%) Homeowner's exemption	$860,950 Land $408,453 Building $452,497
2022	$10,195.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, Succeed.Net.

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