4960 Independence Loop, Lexington, TN 38351 Property Records

Henderson County property record for 4960 Independence Loop, Lexington, TN 38351

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,318 sqft · built 1959
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$99,900 (May 2017)
Tax Bill	$453 (2025)
Deeds & Mortgages	Apr 2024 Transfer Apr 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039055 01003`

Property Details

APN / Parcel Number

Primary APN	`039055 01003`
Alternative APN	`055 01003`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,318 sqft Living Area
1st Floor Area	1,318 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1978
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	44,867 sqft (1.03 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	216 sqft
Carport	Carport
Carport Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	125 sqft
Utility Building	576 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4960 INDEPENDENCE LOOP
City	LEXINGTON
State	TN
Zip	38351-8098
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02, COUNTY AREA: M01
Jurisdiction	HENDERSON TN
Township / Civil Division	2
Census Block Group	4
Census Block	4022
Census Tract	975200

Owner

Source: Henderson County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 STATION RD, BEECH BLUFF, TN 38313-7709
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2024	Intrafamily Transfer, Transfer
Apr 17, 2024	Intrafamily Transfer, Transfer
Apr 4, 2022	Deed of Trust, Mortgage FIRSTBANK
May 4, 2017	Warranty Deed, Transfer · Conventional with PMI CLAYTON BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2017 · Amount on Record
Deed Sale	May 4, 2017 · Amount on Record
Prior Sale	Oct 12, 2011 · Amount on Record
Deed Document Number	201795143
Deed Book / Page	272 / 84
Last Transfer Date	Apr 16, 2024
Transfer Doc	0003030605
Record Updated	Sep 20, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON TN
Recording Date	Apr 17, 2024
Property Address	4960 INDEPENDENCE LOOP, LEXINGTON, TN 38351-8098
Document Number	0003030607
Book / Page	303 / 607
Instrument Date	Apr 16, 2024
Instrument	126435
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4950 INDEPENDENCE LOOP, LEXINGTON, TN 38351-8098

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENDERSON TN
Recording Date	Apr 17, 2024
Property Address	4960 INDEPENDENCE LOOP, LEXINGTON, TN 38351-8098
Document Number	0003030605
Book / Page	303 / 605
Instrument Date	Apr 16, 2024
Instrument	126434
Transaction Type	Transfer
Record Updated	May 6, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 STATION RD, BEECH BLUFF, TN 38313-7709

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TN
Property Address	4960 INDEPENDENCE LOOP, LEXINGTON, TN 38351-8098
Transaction Type	Mortgage
Record Updated	Apr 14, 2022
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2190 RIVERSIDE DR, JACKSON, TN 38301-1925

Mortgage

Document Number	0006570172
Date	Apr 4, 2022
Book Page	657/172
Instrument	117630

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded
Term	119 Months
Due	Mar 20, 2032

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON TN
Recording Date	May 4, 2017
Property Address	4960 INDEPENDENCE LOOP, LEXINGTON, TN 38351-8098
Document Number	0002720084
Book / Page	000272 / 000084
Instrument Date	May 1, 2017
Instrument	95143
Transaction Type	Transfer
Record Updated	May 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$369.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4960 INDEPENDENCE LOOP LEXINGTON TN 383518098, LEXINGTON, TN 38351-8098

Mortgage

Document Number	5970035
Date	May 4, 2017
Book Page	000597/000035
Instrument	95144

Lender

Name	CLAYTON BK&TR
Type	Bank
Address	LEXINGTON, TN 38351

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	May 3, 2022

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$453.00 (+0.22%)	$28,675 (-8.82%) Land $2,825 Building $25,850
2023		$31,450 Land $5,025 Building $26,425	$114,700 Land $11,300 Building $103,400
2022	$452.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEXINGTON WATER SYSTEMS serves 26,322 people · EPA ID TN0000402
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LexNet Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Independence Loop

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