4960 E Arbor St, Inverness, FL 34452 Property Records

Citrus County property record for 4960 E Arbor St, Inverness, FL 34452

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,953 sqft · built 1974
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on Record
Last Sale	$215,900 (Dec 2025)
Tax Bill	$2,700 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20E-19S-30-0010-04440-002.5`

Property Details

APN / Parcel Number

Primary APN	`20E-19S-30-0010-04440-002.5`
Alternative APNs	`3019S20E0010044400025` `2675161`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,953 sqft Living Area
1st Floor Area	1,317 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Asphalt
Lot Area	1 sqft
Lot Dimensions	267 ft deep x 128 ft wide
Garage Area	875 sqft
Porch	Open Porch
Porch Area	716 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	2675161
Old Parcel Number	3019S20E0010044400025
Street Address	4960 E ARBOR ST
City	INVERNESS
State	FL
Zip	34452-7570
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR MED DENSITY RESIDENT
Legal Description	INVERNESS HGLDS WEST 1ST ADD PB 5 PG 44 W1/2 OF LOT 2 BLK 444
Legal Range	20E
Legal Township	19S
Legal Section	31
Legal Subdivision	INVERNESS HIGHLANDS WEST 1ST A
Legal Block	444
Legal Lot Number	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1003
Census Tract	451101

Owner

Source: Citrus County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4960 E ARBOR ST, INVERNESS, FL 34452-7570
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2025 · Amount on Record
Deed Sale	Dec 5, 2025 · Amount on Record
Prior Sale	May 27, 2011 · Amount on Record
Deed Document Number	2025073473
Deed Book / Page	3625 / 879
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Dec 5, 2025
Property Address	4960 E ARBOR ST, INVERNESS, FL 34452-7570
Document Number	0036250879
Book / Page	3625 / 879
Map Reference	MB 5 PG 44
Instrument Date	Nov 25, 2025
Instrument	2025073473
Transaction Type	Transfer
Record Updated	May 26, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,511.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5181 S CASTLELAKE AVE, FLORAL CITY, FL 34436-2107

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 E ARBOR ST, INVERNESS, FL 34452-7570

Mortgage

Document Number	0003625881
Date	Dec 5, 2025
Instrument	3625/881

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,700.00 (+16.38%)	$201,937 (+23.41%) Land $26,520 Building $175,417	$201,937 (+23.41%) Land $26,520 Building $175,417
2024	$2,320.00 (+5.02%)	$163,634 (+1.85%) Land $23,400 Building $140,234	$163,634 (+1.85%) Land $23,400 Building $140,234
2023	$2,209.00 (+13.98%)	$160,660 (+13.78%) Land $18,720 Building $141,940	$160,660 (+13.78%) Land $18,720 Building $141,940
2022	$1,938.00	$141,201 Land $15,600 Building $125,601	$141,201 Land $15,600 Building $125,601

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1978–1980)
Most Recent Claim	Mar 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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