4960 E 12th Dr, Bellingham, WA 98226 Property Records

Whatcom County property record for 4960 E 12th Dr, Bellingham, WA 98226

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,700 sqft · built 2004
Lot Size4.88 acres (213,008 sqft)
OwnerIndividual Name on Record
Last Sale$1,325,000 (Feb 2025)
Tax Bill$10,168 (2025)
Deeds & MortgagesOct 2025 Mortgage
Flood ZoneZone X (minimal risk)
APN95779

Property Details

APN / Parcel Number

Primary APN95779
Alternative APNs
  • 390333 485103 0000
  • 105431

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,700 sqft Living Area
1st Floor Area1,945 sqft
2nd Floor Area755 sqft
Interior WallsFinished/Painted
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Architectural StyleSplit Level
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialMetal
Lot Area213,008 sqft (4.88 acres)
Garage TypeMixed
Garage Area729 sqft
CarportCarport
Carport Area432 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area60 sqft
Patio Area289 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number95779
Street Address4960 E 12TH DR
CityBELLINGHAM
StateWA
Zip98226-7408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5A
Legal DescriptionLOT 2 NIELSEN-BLAKEWAY SHORT PLAT AS REC BOOK 29 SHORT PLATS PG 28
Legal Range03
Legal Township39
Legal Section33
Legal SubdivisionNIELSEN-BLAKEWAY SHORT PLAT
Legal Lot Number2
JurisdictionWHATCOM WA
Township / Civil DivisionBELLINGHAM
Census Block Group2
Census Block2005
Census Tract101

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4960 E 12TH DR, BELLINGHAM, WA 98226-7408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 12, 2025 · Amount on Record
Deed SaleFeb 12, 2025 · Amount on Record
Prior SaleMar 16, 2009 · Amount on Record
Deed Document Number2025-0200706
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHATCOM WA
Property Address4960 E 12TH DR, BELLINGHAM, WA 98226-7408
Transaction TypeMortgage
Record UpdatedOct 24, 2025
Title CompanyGUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4960 E 12TH DR, BELLINGHAM, WA 98226-7408

Mortgage

Document Number0001001005
DateOct 14, 2025
Instrument2025-1001005
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
AddressFORT MILL, SC 29707
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2040

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWashington
CountyWhatcom County
Unified School DistrictMeridian School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,168.00 (-3.77%)$1,111,333 (-3.77%) Land $281,071 Building $830,262$1,111,333 (-3.77%) Land $281,071 Building $830,262
2024$10,566.00 (+43.89%)$1,154,840 (+9%) Land $404,045 Building $750,795$1,154,840 (+9%) Land $404,045 Building $750,795
2022$1,059,465 Land $370,676 Building $688,789$1,059,465 Land $370,676 Building $688,789
2021$7,343.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEER CREEK WATER ASSOC.
private · serves 2,000 people · EPA ID WA5318418
Water SourceGroundwater
Last State InspectionFeb 2023
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Pogozone powered by Neubeam
Fixed Wireless
40 / 7

May also be available: AT&T, T-Mobile, Verizon, Xfinity, Ziply Fiber.

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