4960 Copperstone Dr, Ames, IA 50010 Property Records

Story County property record for 4960 Copperstone Dr, Ames, IA 50010

Property Summary

Property Type	Single Family Home
Details	5 bd · 6.5 ba · 2,751 sqft · built 2007
Lot Size	3.16 acres (137,650 sqft)
Owner	2 Trust Names on File
Tax Bill	$11,986 (2025)
Deeds & Mortgages	May 2021 Transfer May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-23-340-150`

Property Details

APN / Parcel Number

Primary APN	`05-23-340-150`

Interior

Bedrooms	5 Beds
Full Baths	6.5 Baths
Half Baths	5 Half Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,751 sqft Living Area
1st Floor Area	2,496 sqft
Basement Area	2,496 sqft
Finished Basement	1,998 sqft
Unfinished Basement	498 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Central Vacuum	Central Vacuum

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	A-Frame
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	137,650 sqft (3.16 acres)
Garage Type	Attached
Garage Area	1,186 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	535 sqft
Deck Area	239 sqft
Patio Area	466 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4960 COPPERSTONE DR
City	AMES
State	IA
Zip	50010-9397
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1, RESID
Legal Description	COPPER COVE SD 1ST ADD LOT:1
Legal Range	24W
Legal Township	84N
Legal Section	23
Legal Subdivision	COPPER COVE SD 1ST ADD
Legal Lot Number	1
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1060
Census Tract	101

Owner

4960 Copperstone Dr is owner-occupied and held in a trust since October 2007.

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	4960 COPPERSTONE DR, AMES, IA 50010-9397
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 26, 2021	Quit Claim Deed, Transfer Quitclaim
May 26, 2021	Quit Claim Deed, Transfer · Conventional Mortgage LUANNA SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 24, 2007
Transfer Doc	0000012406
Record Updated	Oct 29, 2026

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	May 26, 2021
Property Address	4960 COPPERSTONE DR, AMES, IA 50010-9397
Document Number	0202106651
Instrument Date	May 6, 2021
Instrument	2021-06651
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 COPPERSTONE DR, AMES, IA 50010-9397

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STORY IA
Recording Date	May 26, 2021
Property Address	4960 COPPERSTONE DR, AMES, IA 50010-9397
Document Number	0202106649
Instrument Date	May 6, 2021
Instrument	2021-06649
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4960 COPPERSTONE DR, AMES, IA 50010-9397

Mortgage

Document Number	0202106650
Date	May 26, 2021
Instrument	2021-06650

Lender

Name	LUANNA SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4960 Copperstone Dr was $11,986 with a homeowner's exemption, up 9.8% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Unified School District	Gilbert Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,986.00 (+9.84%) Homeowner's exemption	$947,100 Land $282,500 Building $664,600	$947,100 Land $282,500 Building $664,600
2024	$10,912.00
2023		$840,100 Land $225,700 Building $614,400	$840,100 Land $225,700 Building $614,400
2022	$10,524.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4960 Copperstone Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4960 Copperstone Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	XENIA RWD (BOONE) private · serves 4,975 people · EPA ID IA0844006
Water Source	Purchased groundwater influenced by surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Colo Telephone Company, Nextlink.

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