Bay County property record for 4960 Conner Ln, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,556 sqft · built 2023 |
| Lot Size | 0.147 acres (6,403 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $369,900 (May 2023) |
| Tax Bill | $4,729 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05903-100-150 |
| Primary APN | 05903-100-150 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 2,976 sqft |
| 1st Floor Area | 1,068 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,403 sqft (0.147 acres) |
| Lot Dimensions | 125 ft deep x 48 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Driveway | Driveway |
| Driveway Area | 544 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4960 CONNER LN |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8965 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIBERTY PH 1 LOT 75 ORB 4685 P 1512 |
| Legal Subdivision | LIBERTY PH 1 |
| Legal Lot Number | 75 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 500 |
Source: Bay County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4960 CONNER LN, PANAMA CITY, FL 32404-8965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on Record |
| Deed Sale | May 4, 2023 · Amount on Record |
| Deed Document Number | 202327649 |
| Deed Book / Page | 4685 / 1512 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 4, 2023 |
| Property Address | 4960 CONNER LN, PANAMA CITY, FL 32404-8965 |
| Document Number | 0046851512 |
| Book / Page | 4685 / 1512 |
| Map Reference | MB 29 PG 6-14 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023027649 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,589.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Name | Verified Name |
|---|---|
| Address | 4960 CONNER LN, PANAMA CITY, FL 32404-8965 |
| Document Number | 0046851513 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 4685/1513 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2053 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,729.00 (+0.32%) Homeowner's exemption | $341,452 (+686.56%) | $360,869 (+731.28%) Land $64,191 Building $296,678 |
| 2024 | $4,714.00 (+429.66%) | ||
| 2023 | $890.00 (+7.23%) | $43,411 (+4.25%) Land $43,411 | $43,411 (+4.25%) Land $43,411 |
| 2022 | $830.00 | $41,642 Land $41,642 | $41,642 Land $41,642 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 190 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 190 in force |
| Nearby Flood Claims | 6 (2018–2021) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Mediacom Xtream.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures