4960 138th Cir W, Apple Valley (Saint Paul), MN 55124 Property Records

Dakota County property record for 4960 138th Cir W, Apple Valley, MN 55124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,916 sqft · built 1989
Lot Size	0.313 acres (13,628 sqft)
Owner	2 Individual Names on File
Last Sale	$460,000 (Oct 2020)
Tax Bill	$7,106 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-73102-04-030`

Property Details

APN / Parcel Number

Primary APN	`01-73102-04-030`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,916 sqft Living Area
Gross Area	3,640 sqft
1st Floor Area	1,106 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	13,628 sqft (0.313 acres)
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4960 138TH CIR W
City	SAINT PAUL
State	MN
Zip	55124-9229
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUMMERFIELD 3RD ADDITION 3 4
Legal Subdivision	SUMMERFIELD 3RD ADDITION
Legal Block	4
Legal Lot Number	30
Jurisdiction	DAKOTA MN
Township / Civil Division	APPLE VALLEY
Census Block Group	3
Census Block	3002
Census Tract	60841

Owner

4960 138th Cir W is owned and occupied by two individuals who bought it in October 2020.

Source: Dakota County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4960 138TH CIR W, SAINT PAUL, MN 55124-9229
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2020 · Amount on File
Deed Sale	Oct 6, 2020 · Amount on File
Prior Sale	Apr 20, 2000 · Amount on File
Deed Document Number	20203404010
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4960 138TH CIR W, APPLE VALLEY, MN 55124-9229
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003171900
Date	Jan 12, 2017
Instrument	3171900

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 6, 2020
Property Address	4960 138TH CIR W, APPLE VALLEY, MN 55124-9229
Document Number	0003404010
Instrument Date	Sep 10, 2020
Instrument	3404010
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,518.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4960 138TH CIR W, APPLE VALLEY, MN 55124-9229

Mortgage

Document Number	0003404011
Date	Oct 6, 2020
Instrument	3404011

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4960 138th Cir W was $7,106 with a homeowner's exemption.

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Apple Valley City
County	Dakota County
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,106.00	$555,300 Land $119,900 Building $435,400	$555,300 Land $119,900 Building $435,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4960 138th Cir W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4960 138th Cir W is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Apple Valley serves 50,300 people · EPA ID MN1190001
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Metronet.

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