496 Whitney Ave, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 496 Whitney Ave, Holyoke, MA 01040

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2 ba · 3,632 sqft · built 1940
Lot Size	0.512 acres (22,311 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Jul 2018)
Tax Bill	$3,295 (2017)
Deeds & Mortgages	Nov 2021 Refinance Nov 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0176 B:0000 L:28`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0176 B:0000 L:28`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,632 sqft Total Area
Gross Area	5,650 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,311 sqft (0.512 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	496 WHITNEY AVE
City	HOLYOKE
State	MA
Zip	01040-2745
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BH
Legal Lot Number	28
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	2
Census Block	2014
Census Tract	812103

Owner

Source: Hampden County and Holyoke City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	52 BEACON AVE, HOLYOKE, MA 01040-2456
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION
Nov 12, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance US SMALL BUSINESS ADMINISTRATION
Jul 24, 2018	Quit Claim Deed, Transfer · Conventional Mortgage PEOPLESBANK HOLYOKE
May 2, 2017	Quit Claim Deed, Transfer MERCHANTS BK & TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2018 · Amount on Record
Deed Sale	Jul 24, 2018 · Amount on Record
Prior Sale	May 2, 2017 · Amount on Record
Deed Book / Page	22279 / 365
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	496 WHITNEY AVE, HOLYOKE, MA 01040-2745
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024241-41
Date	Nov 12, 2021
Book Page	24241/41
Instrument	80414

Lender

Name	US SMALL BUSINESS ADMINISTRATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOLYOKE MA
Property Address	496 WHITNEY AVE, HOLYOKE, MA 01040-2745
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	24241-41
Date	Nov 12, 2021
Book Page	24241/41
Instrument	80414

Lender

Name	US SMALL BUSINESS ADMINISTRATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	349 Months
Due	Dec 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Jul 24, 2018
Property Address	496 WHITNEY AVE, HOLYOKE, MA 01040-2745
Document Number	22279-365
Book / Page	022279 / 000365
Instrument Date	Jul 24, 2018
Instrument	42745
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$930.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	52 BEACON AVE HOLYOKE MA 010402456, HOLYOKE, MA 01040-2456

Mortgage

Document Number	22279-368
Date	Jul 24, 2018
Book Page	022279/000368
Instrument	42746

Lender

Name	PEOPLESBANK HOLYOKE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	May 2, 2017
Property Address	496 WHITNEY AVE, HOLYOKE, MA 01040-2745
Document Number	21665-405
Book / Page	21665 / 405
Instrument	24082
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32.95
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	216650409
Date	May 2, 2017
Instrument	21665/0409

Lender

Name	MERCHANTS BK & TR

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$303,800 (+17.57%) Land $48,500 Building $255,300	$325,470 (+5.71%)
2024		$258,400 (+2.95%) Land $46,000 Building $212,400	$307,895
2023		$251,000 Land $46,000 Building $205,000
2017	$3,295.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Oct 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLYOKE WATER WORKS serves 37,838 people · EPA ID MA1137000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	9 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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