Spartanburg County property record for 496 Wagon Trl, Duncan, SC 29334
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,847 sqft · built 2020 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $202,990 (Feb 2021) |
| Tax Bill | $1,480 (2025) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Jul 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-3600-02843 |
| Primary APN | 5-3600-02843 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,847 sqft Living Area |
| Gross Area | 2,308 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 188152 |
|---|---|
| Street Address | 496 WAGON TRL |
| City | DUNCAN |
| State | SC |
| Zip | 29334-9816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 CARTWRIGHT FARM SUB PB 176-42 |
| Legal Subdivision | CARTWRIGHT FARM SUB |
| Legal Lot Number | 18 |
| Jurisdiction | SPARTANBURG SC |
| Township / Civil Division | REIDVILLE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 23408 |
496 Wagon Trl is owned and occupied by an individual who bought it in February 2021.
Source: Spartanburg County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 496 WAGON TRL, DUNCAN, SC 29334-9816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage FOUNDERS FCU |
| Jul 13, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Prior Sale | Jul 13, 2020 · Amount on File |
| Deed Document Number | 2021-10495 |
| Deed Book / Page | 131-D / 722 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Feb 26, 2021 |
| Property Address | 496 WAGON TRL, DUNCAN, SC 29334-9816 |
| Document Number | 0000010495 |
| Book / Page | 131-D / 722 |
| Map Reference | MB 176 PG 42 |
| Instrument Date | Feb 24, 2021 |
| Instrument | 2021-10495 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $527.80 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 496 WAGON TRL, DUNCAN, SC 29334-9816 |
| Document Number | 0000010496 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 6026/794 |
| Instrument | 2021-10496 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 5, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Mar 5, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Max Rate | 11.5% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SPARTANBURG SC |
| Recording Date | Jul 13, 2020 |
| Property Address | 496 WAGON TRL, DUNCAN, SC 29334-9816 |
| Document Number | 0000029781 |
| Book / Page | 000128 / 000432 |
| Instrument Date | Jul 10, 2020 |
| Instrument | 29781 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,329.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3091 GOVERNORS LAKE DR #300 PEACHTREE CORNERS GA 300711133, 300, PEACHTREE CORNERS, GA 30071-1133 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 496 Wagon Trl was $1,480, up 0.7% from the year before.
Source: Spartanburg County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Spartanburg County |
| Unified School District | Spartanburg School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,480.00 (+0.68%) | $9,338 Land $2,554 Building $6,784 | $253,700 Land $69,400 Building $184,300 |
| 2024 | $1,470.00 (-0.27%) | ||
| 2023 | $1,474.00 | $9,338 Land $2,554 Building $6,784 | $253,700 Land $69,400 Building $184,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 496 Wagon Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 2, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 496 Wagon Trl is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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