496 W Sapling Ln, Sisters, OR 97759 Property Records

Deschutes County property record for 496 W Sapling Ln, Sisters, OR 97759

Property Summary

Property Type	Charitable / Fraternal Organization
Details	290 sqft · built 2024
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Nov 2025)
Deeds & Mortgages	Nov 2025 Sale Nov 2025 Sale & Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`151005-DA-08600`

Property Details

APN / Parcel Number

Primary APN	`151005-DA-08600`
Alternative APN	`288285`

Interior

Stories	1 Story
Building Area	290 sqft Gross Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Lot Area	3,049 sqft (0.07 acres)

Location & Zoning

Account Number	288285
Street Address	496 W SAPLING LN
City	SISTERS
State	OR
Zip	97759-1900
Property Category	Commercial
Property Type	Commercial > Retail > Charitable / Fraternal Organization
Legal Description	SISTERS WOODLANDS PHASE 2 LOT 45
Legal Subdivision	SISTERS WOODLANDS PHASE 2
Legal Lot Number	45
Jurisdiction	DESCHUTES OR
Township / Civil Division	SISTERS-MILLICAN
Census Block Group	3
Census Block	3051
Census Tract	502

Owner

Source: Deschutes County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	496 W SAPLING LN, SISTERS, OR 97759-1900
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Lease, Transfer WESTERN TITLE & ESCROW
Nov 26, 2025	Warranty Deed, Transfer · Stand-Alone Second Mortgage SISTERS HABITAT FOR HUMANITY INC
Mar 22, 2024	Warranty Deed, Transfer WESTERN TITLE & ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2025 · Amount on Record
Deed Sale	Nov 26, 2025 · Amount on Record
Deed Document Number	202532742
Record Updated	Oct 29, 2026

November 2025: Lease, Transfer

Document Type	Lease
Jurisdiction	DESCHUTES OR
Recording Date	Nov 26, 2025
Property Address	496 W SAPLING LN, SISTERS, OR 97759-1900
Document Number	0000032660
Map Reference	DOC 2023-24150
Instrument Date	Nov 25, 2025
Instrument	2025-32660
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 238, SISTERS, OR 97759-0238

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 W SAPLING LN, SISTERS, OR 97759-1900

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Nov 26, 2025
Property Address	496 W SAPLING LN, SISTERS, OR 97759-1900
Document Number	0000032742
Map Reference	DOC 2023-24150
Instrument Date	Nov 20, 2025
Instrument	2025-32742
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 W SAPLING LN, SISTERS, OR 97759-1900

Mortgage

Document Number	0000032744
Date	Nov 26, 2025
Instrument	2025-32744

Lender

Name	SISTERS HABITAT FOR HUMANITY INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2055

Mortgage

Document Number	0000032743
Date	Nov 26, 2025
Instrument	2025-32743

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Mar 22, 2024
Property Address	496 W SAPLING LN, SISTERS, OR 97759-1900
Document Number	0000006959
Map Reference	DOC 2023-24150
Instrument Date	Mar 20, 2024
Instrument	2024-06959
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 238, SISTERS, OR 97759-0238

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Sisters City
Unified School District	Sisters School District 6 (KG - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$71,080	$425,330 Land $201,000 Building $224,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Oregon
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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