Charles County property record for 496 Thistle Pl, Waldorf, MD 20601
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,160 sqft · built 1990 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Nov 2022) |
| Tax Bill | $7,582 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-196985 |
| Primary APN | 06-196985 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,160 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | 196985 |
|---|---|
| Street Address | 496 THISTLE PL |
| City | WALDORF |
| State | MD |
| Zip | 20601-5266 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RH |
| Legal Description | LOT 98A PLAT 1 SEC 3 TANGLEWOOD TOWNHOUSES |
| Legal Subdivision | TANGLEWOOD TOWNHOUSES |
| Legal Block | 3 |
| Legal Lot Number | 98 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 6, WALDORF |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 850709 |
496 Thistle Pl, a townhouse, is owned and occupied by an individual who bought it in November 2022.
Source: Charles County records, as of September 16, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 496 THISTLE PL, WALDORF, MD 20601-5266 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Deed of Trust, Mortgage · FHA Mortgage COVIUS SERVICES |
| Nov 2, 2022 | Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2022 · Amount on File |
| Deed Sale | Nov 2, 2022 · Amount on File |
| Prior Sale | Dec 4, 2002 · Amount on File |
| Deed Book / Page | 12761 / 312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | May 15, 2026 |
| Property Address | 496 THISTLE PL, WALDORF, MD 20601-5266 |
| Document Number | 1407000090 |
| Book / Page | 14072 / 90 |
| Instrument Date | May 14, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COVIUS SERVICES |
| Name | Verified Name |
|---|---|
| Address | 496 THISTLE PL, WALDORF, MD 20601-5266 |
| Document Number | 1407000090, |
|---|---|
| Date | May 15, 2026 |
| Book Page | 14072/90 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 318 Months |
| Due | Nov 1, 2052 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Nov 2, 2022 |
| Property Address | 496 THISTLE PL, WALDORF, MD 20601-5266 |
| Document Number | 0127610312 |
| Book / Page | 12761 / 312 |
| Map Reference | MB DGB 41 FO 17 |
| Instrument Date | Oct 24, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Title Company | CARDINAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 496 THISTLE PL, WALDORF, MD 20601-5266 |
| Document Number | 0012761318 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 12761/318 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Document Number | 0127610336 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 12761/336 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 496 Thistle Pl was $7,582.
Source: Charles County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,833 (+7.21%) | $267,700 (-) Land $95,000 Building $172,700 | |
| 2025 | $7,582.00 | $233,967 | $267,700 Land $95,000 Building $172,700 |
| 2023 | $2,952.00 | $200,333 | $217,100 Land $90,000 Building $127,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 496 Thistle Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 496 Thistle Pl is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALDORF - CHARLES COUNTY DPW serves 84,296 people · EPA ID MD0080049 |
|---|---|
| Water Source | Purchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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