496 Simmon Dr, Osceola, WI 54020 Property Records

Polk County property record for 496 Simmon Dr, Osceola, WI 54020

Property Summary

Property Type	Single Family Home
Lot Size	1.2 acres (52,272 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Sep 2016)
Tax Bill	$3,796 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-00769-0000`

Property Details

APN / Parcel Number

Primary APN	`165-00769-0000`

Exterior

Lot Area	52,272 sqft (1.2 acres)

Location & Zoning

Street Address	496 SIMMON DR
City	OSCEOLA
State	WI
Zip	54020-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 13 NELSON'S AIRPORT ACRES LOC IN VILLAGE OF OSCEOLA
Legal Lot Number	13
Jurisdiction	POLK WI
Township / Civil Division	OSCEOLA
Census Block Group	2
Census Block	2002
Census Tract	960800

Owner

Source: Polk County records, as of February 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	496 SIMMON DR, OSCEOLA, WI 54020-5843
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit ROYAL CU
Feb 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL CU
Sep 8, 2016	Warranty Deed, Transfer · FHA Mortgage AMERICAN MORTGAGE & EQUITY CONSULTA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 8, 2016 · Amount on Record
Deed Sale	Sep 8, 2016 · Amount on Record
Prior Sale	Sep 8, 2016 · Amount on Record
Deed Document Number	0000843711
Last Transfer Date	Feb 12, 2021
Transfer Doc	0000892705
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK WI
Property Address	496 SIMMON DR, OSCEOLA, WI 54020-5843
Transaction Type	Mortgage
Record Updated	Feb 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000917835
Date	Jun 5, 2023
Instrument	917835

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 4, 2043

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK WI
Recording Date	Feb 12, 2021
Property Address	496 SIMMON DR, OSCEOLA, WI 54020-5843
Document Number	0000892705
Instrument Date	Feb 8, 2021
Instrument	892705
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000892706
Date	Feb 12, 2021
Instrument	892706

Lender

Name	ROYAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

September 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK WI
Recording Date	Sep 8, 2016
Property Address	496 SIMMON DR, OSCEOLA, WI 54020-5843
Document Number	0000843711
Instrument Date	Aug 25, 2016
Instrument	843711
Transaction Type	Transfer
Record Updated	Feb 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000843712
Date	Sep 8, 2016
Instrument	843712

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTA
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Polk County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Polk County
Municipality	Osceola Village
Unified School District	Osceola School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,796.00 (+10.61%) Homeowner's exemption	$258,800 (-) Land $26,500 Building $232,300	$321,700 (+18.36%) Land $32,941 Building $288,759
2023	$3,432.00 Homeowner's exemption	$258,800 Land $26,500 Building $232,300	$271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSCEOLA WATERWORKS serves 2,680 people · EPA ID WI6490341
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Lakeland Communications.

Nearby Properties on Simmon Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures