496 Sara Dr, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 496 Sara Dr, Annapolis, MD 21401

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,143 sqft · built 1976
Lot Size1.13 acres (49,500 sqft)
OwnerIndividual Name on Record
Last Sale$802,000 (Nov 2009)
Tax Bill$11,787 (2025)
Deeds & MortgagesSep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN02-705-04996850

Property Details

APN / Parcel Number

Primary APN02-705-04996850
Alternative APNs
  • 270504996850
  • 70504996850

Interior

Full Baths3 Baths
Stories1 Story
Building Area3,143 sqft Living Area
1st Floor Area1,648 sqft
Basement Area1,495 sqft
Finished Basement1,495 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area49,500 sqft
View / LotWaterfront
Garage TypeCarport
Garage Area340 sqft
CarportCarport
Carport Area340 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area238 sqft
Deck Area466 sqft
Patio Area284 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number70504996850
Street Address496 SARA DR
CityANNAPOLIS
StateMD
Zip21401-6532
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 8 BK E SC 7 SAEFERN
Legal SubdivisionSAEFERN
Legal BlockE
Legal Lot Number8
JurisdictionANNE ARUNDEL MD
Township / Civil Division6
Census Block Group2
Census Block2008
Census Tract702702

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address496 SARA DR, ANNAPOLIS, MD 21401-6532
OccupancyOwner Occupied
Owner TypeIndividual
VestingPersonal Representative

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2009 · Amount on Record
Deed SaleNov 16, 2009 · Amount on Record
Deed Document Number20098940
Deed Book / Page21696 / 277
Record UpdatedOct 29, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address496 SARA DR, ANNAPOLIS, MD 21401-6532
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNEW WORLD TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address496 SARA DR, ANNAPOLIS, MD 21401-6532

Mortgage

Document Number0352110440
DateSep 15, 2020
Book Page35211/440
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueOct 1, 2035

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,497,067 (+34.87%)$1,696,800 (+21.44%) Land $1,278,300 Building $418,500
2025$11,787.00 (+11.18%)
2023$10,602.00 Homeowner's exemption$1,110,000$1,397,200 Land $1,058,300 Building $338,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims5 (2003–2017)
Claims Outside the SFHA5 of 5
Most Recent ClaimJul 2017 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

May also be available: Believe Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sara Dr

Nearby Streets

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