496 Ryan Pl, Lake Forest, IL 60045 Property Records

Lake County property record for 496 Ryan Pl, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,522 sqft · built 1925
Lot Size	0.202 acres (8,803 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Mar 2022)
Tax Bill	$7,983 (2024)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-33-406-023`

Property Details

APN / Parcel Number

Primary APN	`12-33-406-023`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,522 sqft Living Area
Gross Area	2,775 sqft
1st Floor Area	1,110 sqft
Upper Floors Area	412 sqft
Attic	Attic
Attic Area	1,110 sqft
Basement Area	1,110 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,803 sqft (0.202 acres)
Garage Type	Detached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	496 RYAN PL
City	LAKE FOREST
State	IL
Zip	60045-2450
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB OF PT LOT 300 L.F. LOT 4
Legal Subdivision	LAKE FOREST
Legal Lot Number	300,4
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	1
Census Block	1010
Census Tract	863400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lake Forest Historic District listed 1978 · 590 contributing resources · NRIS 78001161

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	496 RYAN PL, LAKE FOREST, IL 60045-2450
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Aug 7, 2013 · Amount on Record
Deed Document Number	20227885785
Prior Transfer Date	Nov 1, 2010
Prior Transfer Doc	0006673983
Record Updated	Oct 29, 2026

March 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Mar 16, 2022
Property Address	496 RYAN PL, LAKE FOREST, IL 60045-2450
Document Number	0007885785
Map Reference	DOC 147101
Instrument Date	Feb 17, 2022
Instrument	7885785
Transaction Type	Transfer
Record Updated	Mar 30, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$530.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	496 RYAN PL, LAKE FOREST, IL 60045-2450

Mortgage

Document Number	0007885786
Date	Mar 16, 2022
Instrument	7885786

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$138,560 (+12.59%) Land $78,235 Building $60,325	$415,721 (+12.59%) Land $234,728 Building $180,993
2024	$7,983.00 (+21.43%)
2023	$6,574.00 (+2.86%)	$123,065 (+13.03%) Land $69,486 Building $53,579	$369,232 (+13.03%) Land $208,479 Building $160,753
2022	$6,391.00	$108,879 Land $61,476 Building $47,403	$326,669 Land $184,446 Building $142,223

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber · DSL in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20