496 Rutledge Cv, Collierville, TN 38017 Property Records

Shelby County property record for 496 Rutledge Cv, Collierville, TN 38017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 1975
Lot Size	0.302 acres (13,159 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Mar 2020)
Tax Bill	$1,413 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C0-245O-F0-0031`

Property Details

APN / Parcel Number

Primary APN	`C0-245O-F0-0031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	2,464 sqft
1st Floor Area	1,576 sqft
Utility Area	66 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,159 sqft (0.302 acres)
Lot Dimensions	166 ft deep x 54 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	511 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	496 RUTLEDGE CV
City	COLLIERVILLE
State	TN
Zip	38017-2416
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	NS RUTLEDGE CU
Legal Subdivision	SHILOH
Legal Lot Number	31
Jurisdiction	SHELBY TN
Township / Civil Division	2
Census Block Group	3
Census Block	3005
Census Tract	21613

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 RUTLEDGE CV, COLLIERVILLE, TN 38017-2416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2025	Deed of Trust, Mortgage · Line of Credit THE BANK OF FAYETTEVILLE NA
Sep 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE INVESTORS GROUP INC
Mar 25, 2020	Warranty Deed, Transfer · FHA Mortgage MORTGAGE INVTRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2020 · Amount on Record
Deed Sale	Mar 25, 2020 · Amount on Record
Prior Sale	May 20, 2008 · Amount on Record
Deed Document Number	202031123
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	496 RUTLEDGE CV, COLLIERVILLE, TN 38017-2416
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 RUTLEDGE CV, COLLIERVILLE, TN 38017-2416

Mortgage

Document Number	0025104148
Date	Dec 8, 2025
Instrument	25104148

Lender

Name	THE BANK OF FAYETTEVILLE NA
Type	Bank
Address	GERMANTOWN, TN 38139

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Dec 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	496 RUTLEDGE CV, COLLIERVILLE, TN 38017-2416
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	BAYMARK TITLE AND ESCROW, BAYMARK TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021113597
Date	Sep 13, 2021
Instrument	21113597

Lender

Name	MORTGAGE INVESTORS GROUP INC
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Mar 25, 2020
Property Address	496 RUTLEDGE CV, COLLIERVILLE, TN 38017-2416
Document Number	0000031123
Instrument Date	Mar 18, 2020
Instrument	31123
Transaction Type	Transfer
Record Updated	Apr 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$969.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 RUTLEDGE CV COLLIERVILLE TN 380172416, COLLIERVILLE, TN 38017-2416

Mortgage

Document Number	31124
Date	Mar 25, 2020
Instrument	31124

Lender

Name	MORTGAGE INVTRS
Type	Mortgage Company
Address	KNOXVILLE, TN 37923

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 24, 2050

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Collierville Town
Unified School District	Collierville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,413.00 (-59.64%)	$87,275 (+27.36%) Land $17,475 Building $69,800	$349,100 (+27.36%) Land $69,900 Building $279,200
2023		$68,525 Land $10,225 Building $58,300
2022	$3,501.00
2021			$274,100 Land $40,900 Building $233,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIERVILLE WATER DEPT serves 51,972 people · EPA ID TN0000126
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: C Spire Wireless.

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