Russell County property record for 496 Ratcliff Ln, Cedar Bluff, VA 24609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,503 sqft · built 1986 |
| Lot Size | 2.87 acres (125,017 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $200,000 (Feb 2012) |
| Tax Bill | $1,407 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 37L ID 15 |
| Primary APN | 37L ID 15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,503 sqft Living Area |
| 1st Floor Area | 1,503 sqft |
| Basement Area | 1,503 sqft |
| Unfinished Basement | 1,503 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 125,017 sqft (2.87 acres) |
| Terrain | Rolling |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Deck Area | 446 sqft |
| Cooling System | Partial |
|---|---|
| Heating System | Space Heater |
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 263 |
|---|---|
| Street Address | 496 RATCLIFF LN |
| City | CEDAR BLUFF |
| State | VA |
| Zip | 24609 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAMUEL RATCLIFF SUBV LOT 15 |
| Legal Subdivision | SAMUEL RATCLIFF SUBV |
| Legal Lot Number | 15 |
| Jurisdiction | RUSSELL VA |
| Township / Civil Division | LEBANON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30402 |
Source: Russell County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 17 SAMUEL RATCLIFF DR, CEDAR BLUFF, VA 24609-8267 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 2, 2012 · Amount on Record |
| Deed Sale | Feb 2, 2012 · Amount on Record |
| Deed Document Number | 2012233 |
| Deed Book / Page | 744 / 221 |
| Record Updated | Sep 20, 2026 |
Source: Russell County assessment roll, as of July 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Russell County |
| Unified School District | Russell County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,407.00 (+28.14%) | $243,100 (+39.39%) Land $45,700 Building $197,400 | $243,100 (+39.39%) Land $45,700 Building $197,400 |
| 2023 | $1,098.00 | $174,400 Land $41,200 Building $133,200 | $174,400 Land $41,200 Building $133,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2002 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: T-Mobile.
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