Rutherford County property record for 496 Pleasant St, Spindale, NC 28160
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,392 sqft · built 1995 |
| Lot Size | 0.36 acres (15,682 sqft) |
| Owner | Individual Name on File |
| Last Sale | $91,790 (Nov 2002) |
| Tax Bill | $1,999 (2022) |
| Deeds & Mortgages | Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1621236 |
| Primary APN | 1621236 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,392 sqft Heated Area |
| Flooring | Carpet |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,682 sqft (0.36 acres) |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 72 sqft |
| Deck Area | 240 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Cooling System | Fan Cooling |
|---|---|
| Heating System | Heat Pump |
| Account Number | 34899 |
|---|---|
| Street Address | 496 PLEASANT ST |
| City | SPINDALE |
| State | NC |
| Zip | 28160-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | GPIN:1529156465340000; RES PLEASANT ST EXT |
| Legal Subdivision | CENTRAL PARK |
| Legal Block | 1 |
| Legal Lot Number | 36A |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | RUTHERFORDTON |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 960600 |
496 Pleasant St is owned and occupied by an individual who bought it in November 2002.
Source: Rutherford County records, as of September 13, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 496 PLEASANT ST, SPINDALE, NC 28160-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 12, 2002 · Amount on File |
| Deed Sale | Nov 12, 2002 · Amount on File |
| Deed Document Number | 0000809250 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Property Address | 496 PLEASANT ST, SPINDALE, NC 28160-1828 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Title Company | PRIORITY TITLE AND ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0020633631 |
|---|---|
| Date | Aug 9, 2022 |
| Book Page | 2063/3631 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2037 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Municipality | Spindale Town |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $220,700 Land $19,800 Building $200,900 | $220,700 Land $19,800 Building $200,900 | |
| 2022 | $1,999.00 | ||
| 2021 | $1,999.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 496 Pleasant St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 496 Pleasant St is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 72% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BROAD RIVER WATER AUTHORITY serves 19,136 people · EPA ID NC0181035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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