496 Phillips McCall Rd, Greer, SC 29651 Property Records

Greenville County property record for 496 Phillips McCall Rd, Greer, SC 29651

Property Summary

Property Type	Single Family Home
Details	built 1997
Lot Size	1.42 acres (61,855 sqft)
Owner	2 Individual Names on Record
Last Sale	$43,000 (Apr 2013)
Tax Bill	$1,833 (2025)
Deeds & Mortgages	May 2017 Construction Loan Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0550.02-01-051.02`

Property Details

APN / Parcel Number

Primary APN	`0550.02-01-051.02`
Alternative APNs	`202200002582888001` `202300002680488001` `202400002777288001` `202500002719188001`

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Lot Area	61,855 sqft (1.42 acres)

Location & Zoning

Account Number	202500002719188001
Street Address	496 PHILLIPS MCCALL RD
City	GREER
State	SC
Zip	29651-7646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	MAP 0550.02
Legal Subdivision	BOUNDARY SURVEY FOR LORIE LOCKABY
Legal Block	01
Legal Lot Number	051.02
Jurisdiction	GREENVILLE SC
Township / Civil Division	GREENVILLE
Census Block Group	2
Census Block	2001
Census Tract	2822

Owner

Source: Greenville County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 PHILLIPS MCCALL RD, GREER, SC 29651-7646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 1, 2017	Deed of Trust, Mortgage · Construction Mortgage PARK STERLING BANK
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2013 · Amount on Record
Deed Sale	Apr 1, 2013 · Amount on Record
Prior Sale	Aug 29, 2008 · Amount on Record
Deed Document Number	201326139
Deed Book / Page	2421 / 4735
Prior Transfer Date	Jul 17, 2008
Prior Transfer Doc	2332/1327
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	496 PHILLIPS MCCALL RD, GREER, SC 29651-7646
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05387/5306
Date	May 1, 2017
Book Page	5387/5306
Instrument	2017034763

Lender

Name	PARK STERLING BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	May 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	8.75%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENVILLE SC
Property Address	496 PHILLIPS MCCALL RD, GREER, SC 29651-7646
Transaction Type	Mortgage
Record Updated	Jan 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	05586/2257
Date	Dec 28, 2020
Book Page	5586/2257
Instrument	2020109657

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Greenville County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Greenville County
Unified School District	Greenville County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,833.00 (+7.26%) Homeowner's exemption	$15,460 (+14.94%) Land $3,170 Building $12,290	$450,380 (+33.99%)
2024	$1,709.00 (-1.04%) Homeowner's exemption	$13,450 (-) Land $2,110 Building $11,340	$336,140 (-) Land $52,700 Building $283,440
2023	$1,727.00 (-11.98%) Homeowner's exemption	$13,450 (-) Land $2,110 Building $11,340	$336,140 (-) Land $52,700 Building $283,440
2022	$1,962.00 Homeowner's exemption	$13,450 Land $2,110 Building $11,340	$336,140 Land $52,700 Building $283,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENVILLE WATER serves 426,057 people · EPA ID SC2310001
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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