496 N Legacy Trl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 496 N Legacy Trl, Saint Augustine, FL 32092

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,007 sqft · built 2012
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Company Names on File
Last Sale	$429,000 (Jan 2022)
Tax Bill	$5,569 (2025)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale + 3 more
Flood Zone	Zone A (high risk)
APN	`029221-2360`

Property Details

APN / Parcel Number

Primary APN	`029221-2360`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,007 sqft Living Area
Gross Area	2,813 sqft
1st Floor Area	2,007 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	425 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	496 N LEGACY TRL
City	SAINT AUGUSTINE
State	FL
Zip	32092-0613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 236 OR5473/305
Legal Range	28E
Legal Township	06S
Legal Section	03
Legal Subdivision	CASCADES AT WORLD GOLF VILLAGE
Legal Block	3
Legal Lot Number	236
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	3
Census Block	3000
Census Tract	20908

Owner

Source: St. Johns County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	496 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0613
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 30, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 20, 2022	Warranty Deed, Transfer
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jun 25, 2019	Warranty Deed, Transfer COMPASS CLOSINGS AND TITLE SERVICES, COMPASS CLOSINGS & TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on File
Deed Sale	Jan 20, 2022 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	20226803
Deed Book / Page	5473 / 305
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 30, 2026
Property Address	496 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0613
Document Number	0000083190
Book / Page	6445 / 1434
Instrument Date	Sep 22, 2026
Instrument	202683190
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0613

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 30, 2026
Property Address	496 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0613
Document Number	0000083191
Book / Page	6445 / 1436
Instrument Date	Sep 22, 2026
Instrument	202683191
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	496 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0613

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 20, 2022
Property Address	496 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0613
Document Number	0054730305
Book / Page	5473 / 305
Map Reference	MB 54 PG 15-29
Instrument Date	Jan 14, 2022
Instrument	2022006803
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount on Record
Tax	$3,003.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 SYMPHONY CIR # CIR544D, 400, COCKEYSVILLE, MD 21030-1989

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 N LEGACY TRL, ST AUGUSTINE, FL 32092-0613

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	496 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048830001
Date	Feb 14, 2020
Book Page	4883/0001
Instrument	2020011736

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 25, 2019
Property Address	496 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-0613
Document Number	0047470872
Book / Page	004747 / 000872
Instrument Date	Jun 3, 2019
Instrument	45020
Transaction Type	Transfer
Record Updated	Jul 10, 2019
Title Company	COMPASS CLOSINGS AND TITLE SERVICES, COMPASS CLOSINGS & TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$2,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18 NORTHAMPTON RD LUTHERVILLE MD 210935109, LUTHERVILLE, MD 21093-5109

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,493 (-6.78%) Land $80,000 Building $318,493	$398,493 (-6.78%) Land $80,000 Building $318,493
2025	$5,569.00 (+7.51%) Homeowner's exemption	$427,467 (+19.87%)	$427,467 (+19.87%) Land $86,000 Building $341,467
2024	$5,180.00 (+21%)
2023	$4,281.00 (+5.39%) Homeowner's exemption	$356,602 (+5.26%)	$356,602 (+5.26%) Land $82,000 Building $274,602
2022	$4,062.00 Homeowner's exemption Widower's exemption	$338,775	$338,775 Land $78,400 Building $260,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 175 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	175 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471
Water Source	Groundwater
Last State Inspection	Jun 2024
Also Mapped Here	SJCU-CR214 MAINLAND WTP
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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