496 Mountain Meadows Ln, Tryon, NC 28782 Property Records

Polk County property record for 496 Mountain Meadows Ln, Tryon, NC 28782 · Last verified June 2026

Property Highlights

Property Type	Vacant Land > Uncategorized
Lot Size	436,036 sqft (10 acres)
Last Sale	$315,000 (2023)
Tax Bill	$1,634.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P86-195`
Alternative APN	`34531`

Exterior

Lot Area	436,036 sqft (10 acres)

Location & Zoning

Account Number	34531
Street Address	496 MOUNTAIN MEADOWS LN
City	TRYON
State	NC
Zip	28782-0406
Property Usage	Vacant Land Property Usage
Type	Vacant Land > Uncategorized
Legal Description	100C, 100C 100C COUNTY RURAL
Legal Subdivision	C COUNTY RURAL
Jurisdiction	POLK NC
Minor Civil Division	COLUMBUS
Census Blockgroup	2
Census Block	2023
Census Tract	920103

Owner

Source: Polk County records · APN P86-195

Assessment roll updated September 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	398 MAPLETON LN, COLUMBUS, NC 28722-0267
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2026	Deed of Trust, Mortgage · Conventional Mortgage FOUNDERS FCU
Feb 21, 2025	Deed of Trust, Mortgage · Building or Construction Mortgage HOMETRUST BANK
Nov 29, 2023	Warranty Deed, Transfer · Line of Credit SECOA INVESTORS LLC
Jul 14, 2023	Warranty Deed, Transfer
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 29, 2023 · Amount on Record
Deed Sale	Nov 29, 2023 · Amount on Record
Prior Sale	Jul 14, 2023 · Amount on Record
Deed Book / Page	482 / 93
Record Refreshed	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	496 MOUNTAIN MEADOWS LN, TRYON, NC 28782-0406
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	438 GILBERT RD, COLUMBUS, NC 28722-6494

Mortgage

Document Number	000497/859
Date	Feb 06, 2026
Book Page	497/859

Lender

Name	FOUNDERS FCU
Type	Credit Union
Address	LANCASTER, SC 29720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 05, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Mar 05, 2041
Change Frequency	10 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	10-Year TN
Max Rate	11.5%

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	496 MOUNTAIN MEADOWS LN, TRYON, NC 28782-0406
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 MAPLETON LN, COLUMBUS, NC 28722-0267

Mortgage

Document Number	000490/986
Date	Feb 21, 2025
Book Page	490/986

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Building or Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	7%
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Mar 01, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	12%
Index	SOFR Average 30-Day
Margin	3
Max Rate	12%

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Nov 29, 2023
Property Address	496 MOUNTAIN MEADOWS LN, TRYON, NC 28782-0406
Document Number	0000482/93
Book / Page	482 / 93
Map Reference	FILE G PG 559
Instrument Date	Nov 22, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 GARDNERS CIR, JOHNS ISLAND, SC 29455-5467

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	398 MAPLETON LN, COLUMBUS, NC 28722-0267

Mortgage

Document Number	0000048296
Date	Nov 29, 2023
Instrument	482/96

Lender

Name	SECOA INVESTORS LLC
Type	Non-Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	25 Months
Due	Dec 01, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 14, 2023
Property Address	496 MOUNTAIN MEADOWS LN, TRYON, NC 28782-0406
Document Number	000479/788
Book / Page	479 / 788
Map Reference	FILE E PG 353
Instrument Date	Jul 11, 2023
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Tax	$2,000.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5035 ORTEGA FARMS BLVD, JACKSONVILLE, FL 32210-7414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 GARDNERS CIR PMB 601, JOHNS ISLAND, SC 29455-5467

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Aug 18, 2021
Property Address	496 MOUNTAIN MEADOWS LN, TRYON, NC 28782-0406
Document Number	000462/761
Book / Page	462 / 761
Map Reference	FILE G PG 12
Instrument Date	Aug 16, 2021
Transaction Type	Transfer
Record Updated	Sep 30, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$820.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5035 ORTEGA FARMS BLVD, JACKSONVILLE, FL 32210-7414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 FOXWOOD DR, TRYON, NC 28782-6659

Mortgage

Document Number	0004620764
Date	Aug 18, 2021
Instrument	462/0764

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,634.00 (+833.71%)	$312,775 (+1,035.3%) Land $312,775	$312,775 (+34.82%) Land $312,775
2023	$175.00 (+4.79%)	$27,550 (-) Land $27,550
2022	$167.00	$27,550 Land $27,550
2021			$232,000 Land $232,000

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