496 Marlin Savage Rd, Accident, MD 21520 Property Records

Garrett County property record for 496 Marlin Savage Rd, Accident, MD 21520

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,296 sqft · built 2003
Lot Size	3.15 acres (137,214 sqft)
Owner	2 Individual Names on Record
Last Sale	$587,000 (Apr 2026)
Tax Bill	$6,766 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-017521`

Property Details

APN / Parcel Number

Primary APN	`05-017521`
Alternative APNs	`5017521` `017521`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,296 sqft Total Area
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Metal
Lot Area	137,214 sqft (3.15 acres)
Garage Type	Carport
Garage Area	864 sqft
Carport	Carport
Carport Area	864 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	512 sqft
Deck Area	338 sqft
Shed	1 Shed
Shed Area	192 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	017521
Street Address	496 MARLIN SAVAGE RD
City	ACCIDENT
State	MD
Zip	21520-3074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.15 AC LOT 10 VALLEY VIEW SUB
Legal Subdivision	VALLEY VIEW SUB
Legal Lot Number	10
Jurisdiction	GARRETT MD
Township / Civil Division	5, ACCIDENT
Census Block Group	3
Census Block	3053
Census Tract	100

Owner

Source: Garrett County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 MARLIN SAVAGE RD, ACCIDENT, MD 21520-3074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
Apr 24, 2026	Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORPORATION
Jul 14, 2023	Deed, Transfer · Conventional Mortgage MILLENNIUM FINANCIAL GROUP INC
Aug 18, 2020	Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026 · Amount on Record
Deed Sale	Apr 24, 2026 · Amount on Record
Prior Sale	Jul 21, 2023 · Amount on Record
Deed Book / Page	2681 / 178
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 24, 2026
Property Address	496 MARLIN SAVAGE RD, ACCIDENT, MD 21520-3074
Document Number	2681000178
Book / Page	2681 / 178
Instrument Date	Apr 20, 2026
Transaction Type	Transfer
Record Updated	May 7, 2026
Title Company	DEER CREEK TITLE, DEEP CREEK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592,870.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	496 MARLIN SAVAGE RD, ACCIDENT, MD 21520-3074

Mortgage

Document Number	2681000183,
Date	Apr 24, 2026
Book Page	2681/183

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 24, 2026
Property Address	496 MARLIN SAVAGE RD, ACCIDENT, MD 21520-3074
Document Number	0026810178
Book / Page	2681 / 178
Instrument Date	Apr 20, 2026
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	DEER CREEK TITLE, DEEP CREEK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$592,870.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	496 MARLIN SAVAGE RD, ACCIDENT, MD 21520-3074

Mortgage

Document Number	2681000183,
Date	Apr 24, 2026
Book Page	2681/183

Lender

Name	WATERSTONE MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Jul 14, 2023
Property Address	496 MARLIN SAVAGE RD, ACCIDENT, MD 21520-3074
Document Number	0025000463
Book / Page	2500 / 463
Map Reference	LB 743 FO 834
Instrument Date	Jul 5, 2023
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	DEEP CRK TITLE GROUP LLC, DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	151 WRAY LARGE RD, CLAIRTON, PA 15025-3839

Mortgage

Document Number	0025000467
Date	Jul 14, 2023
Instrument	2500-0467

Lender

Name	MILLENNIUM FINANCIAL GROUP INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.99%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.9%
Margin	3
Max Rate	11.9%

August 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 18, 2020
Property Address	496 MARLIN SAVAGE RD, ACCIDENT, MD 21520-3074
Document Number	0022270048
Book / Page	2227 / 48
Map Reference	MB 4 PG 107
Instrument Date	Aug 11, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	DEEP CREEK TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15680 BASKERVILLE CT, LEESBURG, VA 20176-5860

Mortgage

Document Number	0000222751
Date	Aug 18, 2020
Instrument	2227/51

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,766.00 (+16.74%)	$603,100 (+19.01%) Land $46,400 Building $556,700	$603,100 (-) Land $46,400 Building $556,700
2025	$5,796.00 (+56.73%)	$506,767 (+61.34%)	$603,100 (+92.01%) Land $46,400 Building $556,700
2023	$3,698.00 (+5.87%)	$314,100 (+5.02%) Land $42,400 Building $271,700	$314,100 (-) Land $42,400 Building $271,700
2022	$3,493.00	$299,100	$314,100 Land $42,400 Building $271,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jan 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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