Haralson County property record for 496 Mac Garner Rd, Temple, GA 30179
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,630 sqft · built 1994 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $666 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jul 2025 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0112-0118 |
| Primary APN | 0112-0118 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,630 sqft Heated Area |
| 1st Floor Area | 1,150 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 64 sqft |
| Deck Area | 400 sqft |
| Patio Area | 628 sqft |
| Canopy | 259 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9968 |
|---|---|
| Street Address | 496 MAC GARNER RD |
| City | TEMPLE |
| State | GA |
| Zip | 30179-2515 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | 2.00 ACS-HSE,BLDG & POOL DECK |
| Legal Subdivision | HAROLD II & B E WATKINS |
| Jurisdiction | HARALSON GA |
| Township / Civil Division | BUCHANAN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 10301 |
Source: Haralson County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 16, 2026 | Deed of Trust, Mortgage FREEDOM MORTGAGE |
| Jul 8, 2025 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Oct 28, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 20, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 1994 |
| Deed Sale | Apr 26, 1994 |
| Deed Book / Page | 344 / 65 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARALSON GA |
| Recording Date | Apr 16, 2026 |
| Property Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Document Number | 0014880000000648 |
| Book / Page | 1488 / 648 |
| Instrument Date | Apr 15, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Document Number | 1488000648, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 1488/648 |
| Name | FREEDOM MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARALSON GA |
| Property Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Document Number | 0014580000000139 |
|---|---|
| Date | Jul 8, 2025 |
| Book Page | 0000001458/0000000139 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Jan 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARALSON GA |
| Property Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2026 |
| Name | Verified Name |
|---|---|
| Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Document Number | 0013660000000099 |
|---|---|
| Date | Oct 28, 2022 |
| Book Page | 0000001366/0000000099 |
| Name | DISCOVER BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARALSON GA |
| Property Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 496 MAC GARNER RD, TEMPLE, GA 30179-2515 |
| Document Number | 0014000000000563 |
|---|---|
| Date | Dec 20, 2023 |
| Book Page | 0000001400/0000000563 |
| Name | FREEDOM MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2054 |
Source: Haralson County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Haralson County |
| Unified School District | Haralson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $666.00 (-56.24%) | $97,316 (+65.6%) Land $12,800 Building $84,516 | $243,290 (+65.6%) Land $31,999 Building $211,291 |
| 2023 | $1,522.00 (+10.77%) Homeowner's exemption | $58,764 (+19.46%) Land $2,623 Building $56,141 | $146,910 (+19.46%) Land $6,558 Building $140,352 |
| 2022 | $1,374.00 Homeowner's exemption | $49,192 Land $2,623 Building $46,569 | $122,981 Land $6,558 Building $116,423 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 26, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 98.4% of Georgia |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HARALSON COUNTY WATER AUTHORITY serves 12,220 people · EPA ID GA1430007 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2023 Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Crossbeam Fiber | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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