496 Long Rd, Ona, FL 33865 Property Records

Hardee County property record for 496 Long Rd, Ona, FL 33865

Property Summary

Property TypeSingle Family Home
Details7 bd · 5 ba · 8,622 sqft · built 2016
Lot Size32.7 acres (1,425,719 sqft)
OwnerCompany Name on Record
Last Sale$45,000 (May 2015)
Tax Bill$14,388 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN34-34-23-0000-02470-0000

Property Details

APN / Parcel Number

Primary APN34-34-23-0000-02470-0000

Interior

Bedrooms7 Beds
Full Baths5 Baths
Stories2 Stories
Building Area8,622 sqft Heated Area
Gross Area11,988 sqft
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,425,719 sqft (32.7 acres)

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area720 sqft
PorchOpen Porch
Porch Area3,366 sqft
Deck Area608 sqft
Canopy400 sqft
Pole Barn196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address496 LONG RD
CityONA
StateFL
Zip33865-9564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-1
Legal Description32.73 AC W1/2 OF SW1/4 OF SW1/4 OF 34 34S 23E & NW1/4 OF NW1/4 OF NW1/4 OF 03 35S 23E 173P199 459P253 520P484 603P846 725P943
Legal Range23E
Legal Township34S
Legal Section34
JurisdictionHARDEE FL
Township / Civil DivisionWAUCHULA
Census Block Group2
Census Block2024
Census Tract970402

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 1763, WAUCHULA, FL 33873-1763
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 14, 2015 · Amount on Record
Deed SaleMay 14, 2015 · Amount on Record
Prior SaleMay 14, 2015 · Amount on Record
Deed Document Number201525002830
Record UpdatedJun 8, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARDEE FL
Property Address496 LONG RD, ONA, FL 33865-9564
Transaction TypeMortgage
Record UpdatedMay 2, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address496 LONG RD, ONA, FL 33865-9564

Mortgage

Document Number0025001582
DateMar 25, 2024
Instrument202425001582
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8%
Type Change DateApr 1, 2031
Change FrequencyAnnually
Min Rate At Change6%
Max Rate At Change10%
Index1-Year CMT
Max Rate14%

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHardee County
Unified School DistrictHardee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$14,388.00 (-0.66%) Homeowner's exemption$1,080,293 (+2.88%) Land $17,407 Building $1,062,886$1,603,086 (+5.86%)
2024$14,484.00 (-0.49%) Homeowner's exemption$1,050,056 (+2.98%) Land $15,907 Building $1,034,149$1,514,303 (+7.26%)
2023$14,555.00 (+2.27%) Homeowner's exemption$1,019,688 (+2.98%) Land $15,907 Building $1,003,781$1,411,807 (+15.65%)
2022$14,232.00 Homeowner's exemption$990,204 Land $14,907 Building $975,297$1,220,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (2017–2022)
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 75% of Florida
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Rapid Systems
Fixed Wireless
100 / 100

May also be available: T-Mobile.

Nearby Properties on Long Rd

Nearby Streets

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