Bolivar County property record for 496 Laughlin Rd, Cleveland, MS 38732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,057 sqft · built 1992 |
| Lot Size | 2.8 acres (121,968 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,847 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 33-30-900-00-01302 |
| Primary APN | 33-30-900-00-01302 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,057 sqft Adjusted Area |
| 1st Floor Area | 2,721 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 121,968 sqft (2.8 acres) |
| Garage Type | Mixed |
| Garage Area | 696 sqft |
| Parking Spaces | 9 Parking Spaces |
| Pool Area | 780 sqft |
| Patio Area | 2,000 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 26598 |
|---|---|
| Street Address | 496 LAUGHLIN RD |
| City | CLEVELAND |
| State | MS |
| Zip | 38732-9525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT IN SW1/4 OF SE1/4 S30 T22 R5 |
| Legal Range | 05 |
| Legal Township | 22 |
| Legal Section | 30 |
| Jurisdiction | BOLIVAR MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 950601 |
496 Laughlin Rd is owned and occupied by two individuals.
Source: Bolivar County records, as of August 26, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 1142, CLEVELAND, MS 38732-1142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 496 Laughlin Rd was $2,847 with a homeowner's exemption.
Source: Bolivar County assessment roll, as of February 10, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Bolivar County |
| Unified School District | Cleveland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,847.00 Homeowner's exemption | $25,823 | $258,230 Land $39,440 Building $218,790 |
| 2023 | $25,823 | $258,230 Land $39,440 Building $218,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 496 Laughlin Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 496 Laughlin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.7% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOYLE-SKENE WATER ASSN public/private · serves 898 people · EPA ID MS0060047 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Delta Fiber Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
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