496 Lake Ave, Greenwich, CT 06830 Property Records

Greenwich Town property record for 496 Lake Ave, Greenwich, CT 06830

Property Summary

Property Type	Single Family Home
Details	8 bd · 8.5 ba · 8,853 sqft · built 2018
Lot Size	3.45 acres (150,282 sqft)
Owner	Company Name on File
Last Sale	$7,084,000 (Aug 2019)
Tax Bill	$66,014 (2026)
Deeds & Mortgages	Dec 2017 Line of Credit Feb 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-3093`

Property Details

APN / Parcel Number

Primary APN	`10-3093`
Alternative APNs	`GREE M:10 B:3093` `207/025`

Interior

Bedrooms	8 Beds
Full Baths	8.5 Baths
Half Baths	3 Half Baths
Total Rooms	17 Rooms
Stories	2 Stories
Building Area	8,853 sqft Living Area
Attic	Attic
Attic Area	1,477 sqft
Basement Area	3,294 sqft
Unfinished Basement	3,294 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	150,282 sqft (3.45 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	207/025
Street Address	496 LAKE AVE
City	GREENWICH
State	CT
Zip	06830-3852
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-2
Legal Block	3093
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	1
Census Block	1006
Census Tract	10201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	French Farm listed 1975 · 6 contributing resources · NRIS 75001918

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

496 Lake Ave is owned by a company that bought it in August 2019.

Source: Greenwich Town records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	496 LAKE AVE, GREENWICH, CT 06830-3852
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2017	Deed of Trust, Mortgage · Line of Credit FAIRFIELD COUNTY BANK
Feb 15, 2018	Deed of Trust, Mortgage BAYCOAST MORTGAGE CO
Oct 16, 2020	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Dec 9, 2020	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 29, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Oct 27, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 24, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2019 · Amount on File
Deed Sale	Aug 29, 2019 · Amount on File
Deed Document Number	20196685
Deed Book / Page	7553 / 259
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	496 LAKE AVE, GREENWICH, CT 06830-3852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7329-274
Date	Dec 14, 2017
Book Page	7329/274

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	24 Months
Due	Dec 1, 2019

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	496 LAKE AVE, GREENWICH, CT 06830-3852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7351-76
Date	Feb 15, 2018
Book Page	7351/76

Lender

Name	BAYCOAST MORTGAGE CO

Agreement

Amount	Amount on Record
Term	384 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	496 LAKE AVE, GREENWICH, CT 06830-3852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7757-104
Date	Oct 16, 2020
Book Page	7757/104
Instrument	9158

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Nov 1, 2030
Index	1-Year LIBOR

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	496 LAKE AVE, GREENWICH, CT 06830-3852
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7790-30
Date	Dec 9, 2020
Book Page	7790/30
Instrument	11191

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.38%
Type Change Date	Dec 1, 2030
Index	Other

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Aug 29, 2019
Property Address	496 LAKE AVE, GREENWICH, CT 06830-3852
Document Number	7553-259
Book / Page	7553 / 259
Instrument Date	Aug 26, 2019
Instrument	6685
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	6686
Date	Aug 29, 2019
Instrument	6686

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2026

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Oct 27, 2017
Property Address	496 LAKE AVE, GREENWICH, CT 06830-3852
Document Number	7311-19
Book / Page	007311 / 000019
Transaction Type	Transfer
Record Updated	Nov 21, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENWICH CT
Recording Date	Oct 24, 2017
Property Address	496 LAKE AVE, GREENWICH, CT 06830-3852
Document Number	7308-328
Book / Page	007308 / 000328
Transaction Type	Transfer
Record Updated	Nov 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2026 property tax bill for 496 Lake Ave was $66,014, up 4.8% from the year before.

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$66,014.00 (+4.83%)	$6,519,940 (+24.65%) Land $2,076,270 Building $4,443,670	$11,804,340 (+222.41%)
2025	$62,975.00	$5,230,470 Land $1,663,060 Building $3,567,410	$3,661,329 Land $1,164,142 Building $2,497,187
2024	$62,975.00 (+7.07%)
2023	$58,817.00 (+1.49%)	$5,163,900 (+0.51%) Land $1,663,060 Building $3,500,840
2022	$57,955.00	$5,137,860 Land $1,663,060 Building $3,474,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Lake Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Lake Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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