496 la Mesa St, Merced, CA 95341 Property Records

Merced County property record for 496 la Mesa St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,277 sqft · built 1999
Lot Size	0.145 acres (6,312 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (Apr 2023)
Tax Bill	$4,255 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Apr 2023 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`259-210-034-000`

Property Details

APN / Parcel Number

Primary APN	`259-210-034-000`
Alternative APN	`259-210-034`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,277 sqft Living Area
Gross Area	1,696 sqft
1st Floor Area	1,277 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Construction Type	Wood
Lot Area	6,312 sqft (0.145 acres)
Garage Type	Attached
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	259-210-034
Street Address	496 LA MESA ST
City	MERCED
State	CA
Zip	95341-6973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	LAS BRISAS D LOT 72
Legal Subdivision	LAS BRISAS D
Legal Lot Number	72
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	2
Census Block	2022
Census Tract	1604

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	496 LA MESA ST, MERCED, CA 95341-6973
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ALAMEDA MORTGAGE CORP
Apr 27, 2023	Grant Deed, Transfer · FHA Mortgage ALAMEDA MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Prior Sale	Jul 19, 2012 · Amount on Record
Deed Document Number	20239302
Prior Transfer Date	Jan 26, 2004
Prior Transfer Doc	0000006528
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	496 LA MESA ST, MERCED, CA 95341-6973
Transaction Type	Mortgage
Record Updated	May 29, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	133 KADOTA AVE, ATWATER, CA 95301-3725

Mortgage

Document Number	0000009305
Date	Apr 27, 2023
Instrument	2023009305

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	LAFAYETTE, CA 94549

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 23, 2053

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Apr 27, 2023
Property Address	496 LA MESA ST, MERCED, CA 95341-6973
Document Number	0000009302
Map Reference	MB 50 PG 30
Instrument Date	Apr 5, 2023
Instrument	2023009302
Transaction Type	Transfer
Record Updated	May 29, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	496 LA MESA ST, MERCED, CA 95341-6973

Mortgage

Document Number	0000009303
Date	Apr 27, 2023
Instrument	2023009303

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Mortgage

Document Number	0000009304
Date	Apr 27, 2023
Instrument	2023009304

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jun 23, 2053

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Secondary School District	Merced Union High School District (09 - 12)
Elementary School District	Weaver Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$366,116 (+2%) Land $90,202 Building $275,914
2025	$4,255.00 (+267.76%)	$358,938 (+304.4%) Land $88,434 Building $270,504
2023	$1,157.00 (+0.78%)	$88,758 Land $10,645 Building $78,113
2022	$1,148.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Jan 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 648 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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