496 Knapp Rd, Sherburne, NY 13460 Property Records

Chenango County and Sherburne Town property record for 496 Knapp Rd, Sherburne, NY 13460

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,512 sqft · built 1995
Lot Size	30 acres (1,306,800 sqft)
Owner	2 Individual Names on File
Last Sale	$88,000 (Jul 1997)
Tax Bill	$5,105 (2026)
Deeds & Mortgages	Jan 2024 Refinance May 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`085689 17.-2-26`

Property Details

APN / Parcel Number

Primary APN	`085689 17.-2-26`
Alternative APNs	`568901700000020260000000` `1910668`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,512 sqft Living Area
1st Floor Area	2,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	1,306,800 sqft (30 acres)
Garage Type	Detached
Garage Area	2,040 sqft
Parking Spaces	7 Parking Spaces
Porch	Slab
Porch Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1910668
Street Address	496 KNAPP RD
City	SHERBURNE
State	NY
Zip	13460-5517
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	03 - MULTI
Legal Block	2
Legal Lot Number	26.000
Jurisdiction	CHENANGO NY
Township / Civil Division	SHERBURNE
Census Block Group	2
Census Block	2040
Census Tract	970102

Owner

496 Knapp Rd, a rural home, is owned and occupied by two individuals who bought it in July 1997.

Source: Chenango County and Sherburne Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	496 KNAPP RD, SHERBURNE, NY 13460-5517
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance SIDNEY FEDERAL CREDIT UNION
May 24, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance SIDNEY FEDERAL CREDIT UNION
May 11, 2018	Deed of Trust, Mortgage GHS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 1997 · Amount on File
Deed Sale	Jul 9, 1997 · Amount on File
Prior Sale	Mar 14, 1997 · Amount on File
Deed Book / Page	802 / 343
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	496 KNAPP RD, SHERBURNE, NY 13460-5517
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024000000085
Date	Jan 11, 2024
Instrument	20240-00000085

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	496 KNAPP RD, SHERBURNE, NY 13460-5517
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000001163
Date	May 24, 2022
Instrument	20220-00001163

Lender

Name	SIDNEY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHENANGO NY
Property Address	496 KNAPP RD, SHERBURNE, NY 13460-5517
Document Number	00000M1203
Instrument Date	May 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 KNAPP RD SHERBURNE NY 134605517, SHERBURNE, NY 13460-5517

Mortgage

Document Number	00000M1203
Date	Jun 27, 2018
Instrument	M1203

Lender

Name	GHS FCU
Type	Credit Union
Address	BINGHAMTON, NY 13905

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 496 Knapp Rd was $5,105 with a homeowner's exemption, up 8.7% from the year before.

Source: Chenango County and Sherburne Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Sherburne Town
Unified School District	Sherburne-Earlville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,105.00 (+8.71%) Homeowner's exemption
2025	$4,696.00	$102,000 Land $29,000 Building $73,000	$206,061 Land $58,586 Building $147,475
2023		$102,000 Land $29,000 Building $73,000	$185,792 Land $52,823 Building $132,969

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Knapp Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Knapp Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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