496 Huron Rd, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 496 Huron Rd, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,784 sqft · built 1964
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$456,000 (Jan 2026)
Tax Bill	$15,256 (2026)
Deeds & Mortgages	Jan 2026 Sale & Mortgage May 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012200 85.14-4-36`

Property Details

APN / Parcel Number

Primary APN	`012200 85.14-4-36`
Alternative APNs	`22000850140004036000` `08501400040360000000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	1,016 sqft
2nd Floor Area	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	131 ft deep x 79.5 ft wide
Garage Type	Attached
Garage Area	260 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	08501400040360000000
Street Address	496 HURON RD
City	DELMAR
State	NY
Zip	12054-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CR
Legal Description	LOT 496 BLK M DELMAR
Legal Subdivision	DELMAR
Legal Block	4
Legal Lot Number	36.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	2
Census Block	2001
Census Tract	14202

Owner

496 Huron Rd is owned and occupied by an individual who bought it in January 2026.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	496 HURON RD, DELMAR, NY 12054-2622
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage ARROW BANK NA
May 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORP
May 1, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2026 · Amount on File
Deed Sale	Jan 30, 2026 · Amount on File
Prior Sale	Jun 18, 2002 · Amount on File
Deed Document Number	20262057
Record Updated	Oct 29, 2026

January 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ALBANY NY
Recording Date	Jan 30, 2026
Property Address	496 HURON RD, DELMAR, NY 12054-2622
Document Number	0000000057
Instrument Date	Jan 15, 2026
Instrument	R2026-2057
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	QUEEN CITY ABSTRACT, QUEEN CITY LAND ABSTRACT COR

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,824.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 MORNING GLORY LN, WARWICK, NY 10990-2883

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 HURON RD, DELMAR, NY 12054-2622

Mortgage

Document Number	0000000058
Date	Jan 30, 2026
Instrument	R2026-2058

Lender

Name	ARROW BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	496 HURON RD, DELMAR, NY 12054-2622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009434
Date	May 1, 2018
Instrument	R2018-09434

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBANY NY
Recording Date	May 1, 2018
Property Address	496 HURON RD, DELMAR, NY 12054-2622
Document Number	0020189433
Book / Page	002018 / 009433
Instrument Date	Apr 27, 2018
Transaction Type	Transfer
Record Updated	Jul 2, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 HURON RD DELMAR NY 120542622, DELMAR, NY 12054-2622

Tax Assessment & Valuation

The 2026 property tax bill for 496 Huron Rd was $15,256, up 93.2% from the year before.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,256.00 (+93.21%)
2025	$7,896.00	$260,000 Land $60,500 Building $199,500	$406,250 Land $94,531 Building $311,719
2023		$240,000 Land $60,500 Building $179,500	$320,000 Land $80,667 Building $239,333

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 496 Huron Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Huron Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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