496 Hooper Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 496 Hooper Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,468 sqft · built 1920
Lot Size	2.05 acres (89,734 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Aug 2023)
Tax Bill	$1,788 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jan 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`46000700A`

Property Details

APN / Parcel Number

Primary APN	`46000700A`
Alternative APN	`21658`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	3,468 sqft Heated Area
1st Floor Area	1,170 sqft
Attic Area	1,305 sqft
Utility Area	104 sqft
Utility Room	Utility Room
Flooring	Pine Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.05 acres)
Garage Type	Carport
Carport	Carport
Carport Area	362 sqft
Porch	Open Porch
Porch Area	384 sqft
Deck Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21658
Street Address	496 HOOPER RD
City	RINGGOLD
State	GA
Zip	30736-7889
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	TRACT 1 HOOPER SURVEY
Legal Subdivision	WILLIAM K HOOPER SUB
Legal Tract	1
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	3
Census Block	3011
Census Tract	30304

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	496 HOOPER RD, RINGGOLD, GA 30736-7889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE
Jan 20, 2023	Warranty Deed, Transfer
Sep 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES
Sep 30, 2020	Loan Modification, Mortgage · Conventional with PMI PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 18, 2023 · Amount on Record
Deed Sale	Aug 18, 2023 · Amount on Record
Prior Sale	Jan 20, 2023 · Amount on Record
Deed Document Number	0002290523
Deed Book / Page	2290 / 523
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Aug 18, 2023
Property Address	496 HOOPER RD, RINGGOLD, GA 30736-7889
Document Number	0022900523
Book / Page	2290 / 523
Instrument Date	Aug 16, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 HOOPER RD, RINGGOLD, GA 30736-7889

Mortgage

Document Number	0002290525
Date	Aug 18, 2023
Instrument	2290/525

Lender

Name	UNION HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Jan 1, 2053

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Jan 20, 2023
Property Address	496 HOOPER RD, RINGGOLD, GA 30736-7889
Document Number	0022600532
Book / Page	2260 / 532
Instrument Date	Jan 20, 2023
Instrument	2023-000109
Transaction Type	Transfer
Record Updated	Feb 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	810 POINDEXTER AVE, CHATTANOOGA, TN 37412-1343
Investor	Possibly a Property Investor

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	496 HOOPER RD, RINGGOLD, GA 30736-7889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018980813
Date	Sep 18, 2017
Book Page	1898/813

Lender

Name	PENNYMAC LOAN SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

September 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	496 HOOPER RD, RINGGOLD, GA 30736-7889
Document Number	0021140209
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 10, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 HOOPER RD RINGGOLD GA 307367889, RINGGOLD, GA 30736-7889

Mortgage

Document Number	0021140209
Date	Feb 17, 2021
Book Page	002114/000209

Lender

Name	PENNYMAC

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Feb 16, 2049

Interest

Rate	3.37%

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,788.00 (+34.64%) Homeowner's exemption Senior Citizen's exemption	$111,830 (+88.51%) Land $18,496 Building $93,334	$279,575 (+88.51%) Land $46,241 Building $233,334
2023	$1,328.00 (+25.64%)	$59,324 (+25.61%) Land $6,975 Building $52,349	$148,310 (+25.61%) Land $17,438 Building $130,872
2022	$1,057.00	$47,227 Land $6,643 Building $40,584	$118,068 Land $16,608 Building $101,460

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 85% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CATOOSA UTIL. DIST. AUTHORITY serves 59,643 people · EPA ID GA0470000
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Ringgold Telephone Company Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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