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496 Harding St, Canton, MS 39046 Property Records

Madison County property record for 496 Harding St, Canton, MS 39046

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,089 sqft · built 1940
Lot Size0.238 acres (10,375 sqft)
OwnerCompany Name on Record
Tax Bill$689 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Nov 2018 Transfer
Flood ZoneZone X (minimal risk)
APN093D-18D-056

Property Details

APN / Parcel Number

Primary APN093D-18D-056
Alternative APNs
  • 093D-18D-056/00.00
  • 29211

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,089 sqft Adjusted Area
Gross Area1,075 sqft
1st Floor Area1,075 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,375 sqft (0.238 acres)
Deck Area144 sqft
Patio Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number29211
Street Address496 HARDING ST
CityCANTON
StateMS
Zip39046-3510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 OAK HILL SUBD PT 1 E
Legal Range03E
Legal Township09N
Legal Section18
Legal SubdivisionOAK HILLS PT 1 BL E
Legal Lot Number10
JurisdictionMADISON MS
Township / Civil Division5
Census Block Group2
Census Block2038
Census Tract30600

Owner

Source: Madison County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address146 ASHTON PARK BLVD, MADISON, MS 39110-8475
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2026Deed of Trust, Mortgage · Line of Credit
HANCOCK BANK
Nov 19, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2022
Deed SaleJul 6, 2022
Deed Document Number2022961006
Deed Book / Page4233 / 49
Prior Transfer DateNov 16, 2018
Prior Transfer Doc0000854169
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Recording DateSep 21, 2026
Property Address496 HARDING ST, CANTON, MS 39046-3510
Document Number0001059746
Book / Page4732 / 429
Instrument DateSep 11, 2026
Instrument20261059746
Transaction TypeMortgage
Record UpdatedSep 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address146 ASHTON PARK BLVD, MADISON, MS 39110-8475

Mortgage

Document Number0001059746,
DateSep 21, 2026
Book Page4732/429
Instrument20261059746
Lender
NameHANCOCK BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term36 Months
DueSep 11, 2029
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMADISON MS
Recording DateNov 19, 2018
Property Address496 HARDING ST, CANTON, MS 39046-3510
Document Number0000854169
Book / Page003668 / 000187
Instrument DateNov 16, 2018
Instrument854169
Transaction TypeTransfer
Record UpdatedDec 4, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3336 N LIBERTY ST CANTON MS 390463739, CANTON, MS 39046-3739

Tax Assessment & Valuation

Source: Madison County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityCanton City
Unified School DistrictCanton Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$689.00$4,424 (-)$29,490 (-) Land $8,500 Building $20,990
2024$689.00 (+6%)
2023$650.00$4,424$29,490 Land $8,500 Building $20,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims26 (1979–2022)
Claims Outside the SFHA2 of 26
Most Recent ClaimAug 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.1% of Mississippi
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CANTON
serves 16,785 people · EPA ID MS0450006
Water SourceGroundwater
Last State InspectionFeb 2022
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
NETSPEEDMS
Fixed Wireless		499 / 285
C Spire Wireless
Fixed Wireless		100 / 20

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