Centre County property record for 496 Gates Rd, Howard, PA 16841
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,718 sqft · built 1986 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $106,000 (Dec 1992) |
| Tax Bill | $3,578 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-008-,081D,0000 |
| Primary APN | 07-008-,081D,0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,718 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Logs |
| Lot Area | 435,600 sqft (10 acres) |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Water Source | Well |
| Street Address | 496 GATES RD |
|---|---|
| City | HOWARD |
| State | PA |
| Zip | 16841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | CENTRE PA |
| Township / Civil Division | BOGGS |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10600 |
496 Gates Rd, a rural home, is owned by an individual who bought it in December 1992.
Source: Centre County records, as of April 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 136 RAILROAD ST, BELLEFONTE, PA 16823-1234 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 1992 · Amount on File |
| Deed Sale | Dec 11, 1992 · Amount on File |
| Deed Book / Page | 670 / 622 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CENTRE PA |
| Property Address | 496 GATES RD, HOWARD, PA 16841 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002311/807 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 2311/807 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | BELLEFONTE, PA 16823 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Sep 6, 2043 |
The 2026 property tax bill for 496 Gates Rd was $3,578.
Source: Centre County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Centre County |
| County Subdivision | Boggs Township |
| Unified School District | Bald Eagle Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,578.00 | $47,890 Land $8,420 Building $39,470 | |
| 2025 | $95,780 Land $16,840 Building $78,940 | ||
| 2024 | $4,299.00 | $57,855 Land $18,385 Building $39,470 | |
| 1994 | $115,710 Land $36,770 Building $78,940 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 496 Gates Rd in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 11 (1978–2016) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Oct 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 496 Gates Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 87% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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