496 Fire Tower Rd, Seneca, SC 29678 Property Records

Oconee County property record for 496 Fire Tower Rd, Seneca, SC 29678

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,856 sqft · built 1977
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Apr 2019)
Tax Bill	$462 (2025)
Deeds & Mortgages	Oct 2025 Second Mortgage Apr 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`290-00-01-001`

Property Details

APN / Parcel Number

Primary APN	`290-00-01-001`
Alternative APN	`38808`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,856 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38808
Old Parcel Number	290 00 01 001
Street Address	496 FIRE TOWER RD
City	SENECA
State	SC
Zip	29678-5606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRE TOWER RD (3.00 AC)
Legal Subdivision	GREGORY B SOSEBEE
Legal Block	1
Jurisdiction	OCONEE SC
Township / Civil Division	OAKWAY
Census Block Group	1
Census Block	1015
Census Tract	30904

Owner

496 Fire Tower Rd is owned and occupied by an individual who bought it in April 2019.

Source: Oconee County records, as of November 14, 2025

Owner of Record	Individual Name on File
Mailing Address	496 FIRE TOWER RD, SENECA, SC 29678-5606
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 1, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Apr 3, 2019	Grant Deed, Transfer · Line of Credit ORION LNDG
Jan 11, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2019 · Amount on File
Deed Sale	Apr 3, 2019 · Amount on File
Prior Sale	Jan 11, 2017
Deed Document Number	0024540098
Deed Book / Page	002454 / 000098
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	496 FIRE TOWER RD, SENECA, SC 29678-5606
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004744/30
Date	Oct 28, 2025
Book Page	4744/30

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2040

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	496 FIRE TOWER RD, SENECA, SC 29678-5606
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004543/337
Date	Apr 1, 2024
Book Page	4543/337

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2044

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OCONEE SC
Recording Date	Apr 3, 2019
Property Address	496 FIRE TOWER RD, SENECA, SC 29678-5606
Document Number	0024540098
Book / Page	002454 / 000098
Instrument Date	Mar 28, 2019
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28485 MOREL WAY RHOADESVILLE VA 225429077, RHOADESVILLE, VA 22542-9077

Mortgage

Document Number	38160314
Date	Apr 3, 2019
Book Page	003816/000314

Lender

Name	ORION LNDG
Address	ORANGE, CA 92868

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2049

Interest

Rate Type	Adjustable Rate

January 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	OCONEE SC
Recording Date	Jan 11, 2017
Property Address	496 FIRE TOWER RD, SENECA, SC 29678-5606
Document Number	0000008460
Book / Page	002237 / 000025
Instrument Date	Aug 29, 2016
Instrument	8460
Transaction Type	Foreclosure
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$218.67
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 W 45TH ST #29TH NEW YORK NY 100364195, 29TH, NEW YORK, NY 10036-4195

Tax Assessment & Valuation

The 2025 property tax bill for 496 Fire Tower Rd was $462.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$462.00	$4,412 Land $640 Building $3,772	$110,303 Land $16,000 Building $94,303
2023		$4,412 Land $640 Building $3,772	$110,303 Land $16,000 Building $94,303

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 496 Fire Tower Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 Fire Tower Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
West Carolina Rural Telephone Cooperative Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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