Rowan County property record for 496 Emma Rd, China Grove, NC 28023
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,561 sqft · built 2001 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,404 (2026) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 099 |
| Primary APN | 206 099 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,561 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 1,208 sqft |
| Finished Basement | 1,208 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Porch | Porch |
| Porch Area | 592 sqft |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Street Address | 496 EMMA RD |
|---|---|
| City | CHINA GROVE |
| State | NC |
| Zip | 28023-5700 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.00AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | ATWELL |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 51802 |
Source: Rowan County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 496 EMMA RD, CHINA GROVE, NC 28023-5700 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION |
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2001 |
| Deed Sale | Jun 6, 2001 |
| Deed Book / Page | 909 / 929 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Sep 8, 2026 |
| Property Address | 496 EMMA RD, CHINA GROVE, NC 28023-5700 |
| Document Number | 1490000450 |
| Book / Page | 1490 / 450 |
| Instrument Date | Sep 2, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 496 EMMA RD, CHINA GROVE, NC 28023-5700 |
| Document Number | 1490000450, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 1490/450 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 496 EMMA RD, CHINA GROVE, NC 28023-5700 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0013840936 |
|---|---|
| Date | Sep 27, 2021 |
| Book Page | 1384/936 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 1, 2041 |
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,404.00 | $354,867 (-) Land $52,639 Building $302,228 | $354,867 (-) Land $52,639 Building $302,228 |
| 2023 | $2,404.00 | $354,867 Land $52,639 Building $302,228 | $354,867 Land $52,639 Building $302,228 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
May also be available: Spectrum.
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