496 E Deerfield Cir, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 496 E Deerfield Cir, Dakota Dunes, SD 57049

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 3,530 sqft · built 1998
Lot Size	0.39 acres (16,988 sqft)
Owner	Trust Name on File
Last Sale	$352,000 (Jan 2015)
Tax Bill	$7,841 (2026)
Deeds & Mortgages	Nov 2017 Mortgage Dec 2018 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`23.GC.09.1007`

Property Details

APN / Parcel Number

Primary APN	`23.GC.09.1007`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	3,530 sqft Living Area
Basement Area	368 sqft
Unfinished Basement	368 sqft
Flooring	Brick
Interior Walls	Brick
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Garage Type	Attached
Garage Area	1,150 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	496 E DEERFIELD CIR
City	NORTH SIOUX CITY
State	SD
Zip	57049-5066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 7 & 8 OF DAK DUNES GOLF COURSE 9TH ADD .39A
Legal Subdivision	GOLF COURSE 9TH ADD
Legal Lot Number	7-8
Legal Unit	2
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2001
Census Tract	20301

Owner

496 E Deerfield Cir is owner-occupied and held in a trust since January 2015.

Source: Union County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	496 E DEERFIELD CIR, NORTH SIOUX CITY, SD 57049-5066
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Dec 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Mar 4, 2025	Deed of Trust, Mortgage · Line of Credit SECURITY NATIONAL BANK OF SOUTH DAKOTA
May 25, 2007	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Feb 25, 2015	Deed of Trust, Mortgage SECURITY NATIONAL BANK
Dec 6, 2018	Warranty Deed, Transfer
Jan 2, 2015	Trustee's Deed, Foreclosure · Conventional Mortgage SECURITY NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 2, 2015 · Amount on File
Deed Sale	Jan 2, 2015 · Amount on File
Deed Document Number	201525
Deed Book / Page	105 / 5
Prior Transfer Date	Dec 24, 2014
Prior Transfer Doc	00105/0005
Record Updated	Oct 29, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00170/0830
Date	Nov 3, 2017
Book Page	170/0830
Instrument	174398

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00172/0947
Date	Dec 12, 2018
Book Page	172/0947
Instrument	185244

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	167 Months
Due	Nov 1, 2032

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066

Mortgage

Document Number	000186/134
Date	Mar 4, 2025
Book Page	186/134
Instrument	250446

Lender

Name	SECURITY NATIONAL BANK OF SOUTH DAKOTA
Type	Bank
Address	325 DAKOTA DUNES BLVD, NORTH SIOUX CITY, SD 57049

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2040

Interest

Change Frequency	Monthly

May 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00150/0685
Date	May 25, 2007
Book Page	150/0685
Instrument	072589

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2037

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00166/0127
Date	Feb 25, 2015
Book Page	166/0127
Instrument	150752

Lender

Name	SECURITY NATIONAL BANK
Type	Bank
Address	NORTH SIOUX CITY, SD 57049

Agreement

Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Dec 6, 2018
Property Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066
Document Number	00108/0813
Book / Page	108 / 0813
Instrument Date	Dec 3, 2018
Instrument	185166
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

January 2015: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	UNION SD
Recording Date	Jan 2, 2015
Property Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066
Document Number	00105/0005
Book / Page	105 / 0005
Instrument Date	Dec 24, 2014
Instrument	150025
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	496 E DEERFIELD CIR, DAKOTA DUNES, SD 57049-5066

Mortgage

Document Number	0000150027
Date	Jan 2, 2015
Instrument	150027

Lender

Name	SECURITY NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 496 E Deerfield Cir was $7,841, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$7,841.00 (+0.01%)	$497,170 (-) Land $66,250 Building $430,920
2025	$7,840.00 (+1.15%)	$497,170 Land $66,250 Building $430,920
2024	$7,751.00 (-0.62%)
2023	$7,799.00 (+11.72%)	$497,170 Land $66,250 Building $430,920
2022	$6,981.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 496 E Deerfield Cir in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 496 E Deerfield Cir is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 63% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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