496 E 5th St, Mount Vernon, NY 10553 Property Records

Westchester County and Mount Vernon City property record for 496 E 5th St, Mount Vernon, NY 10553

Property Summary

Property Type	Duplex
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Feb 2019)
Tax Bill	$18,509 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550800 169.26-4075-2`

Property Details

APN / Parcel Number

Primary APN	`550800 169.26-4075-2`
Alternative APNs	`080016902640750020000000` `110370`

Exterior

Architectural Style	Duplex Single
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Account Number	110370
Street Address	496 E 5TH ST
City	MOUNT VERNON
State	NY
Zip	10553-2115
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Subdivision	DUNHAM PARK
Legal Block	4075
Legal Lot Number	2.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2005
Census Tract	3400

Owner

Source: Westchester County and Mount Vernon City records · APN 550800 169.26-4075-2

Assessment roll updated May 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	445 S 4TH AVE, 1B, MOUNT VERNON, NY 10550-4477
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 05, 2019 · Amount on Record
Deed Sale	Feb 05, 2019 · Amount on Record
Prior Sale	Aug 28, 2000 · Amount on Record
Deed Document Number	2019590023068
Prior Transfer Date	Jul 22, 2015
Prior Transfer Doc	0551973501
Record Updated	Sep 20, 2026

February 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Feb 05, 2019
Property Address	496 E 5TH ST, MOUNT VERNON, NY 10553-2115
Document Number	0590023068
Map Reference	VOL 7 PG 29
Instrument Date	Jan 18, 2019
Instrument	590023068
Transaction Type	Transfer
Record Updated	May 06, 2022
Title Company	JUDICIAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	464 SHOAL CT, 464, LAWRENCEVILLE, GA 30046-3174

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	445 S 4TH AVE APT 1B, 1B, MOUNT VERNON, NY 10550-4477

Mortgage

Document Number	0590233157
Date	Feb 05, 2019
Instrument	590233157

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Westchester County and Mount Vernon City records · Assessment roll updated May 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,509.00	$11,000 (-) Land $2,500 Building $8,500	$611,111 (+6.67%) Land $138,889 Building $472,222
2024		$11,000 (-) Land $2,500 Building $8,500	$572,916 (-10.94%) Land $130,208 Building $442,708
2023		$11,000 Land $2,500 Building $8,500	$643,275 Land $146,199 Building $497,076

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Optimum Communications, T-Mobile USA.

Based on FCC filings for 524 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.