496 E 1st St, Lowell, OR 97452 Property Records

Lane County property record for 496 E 1st St, Lowell, OR 97452

Property Summary

Property Type	Mobile Home
Details	2 ba · 1,512 sqft · built 1997
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$390,000 (Oct 2024)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19-01-14-24-03200-000`

Property Details

APN / Parcel Number

Primary APN	`19-01-14-24-03200-000`
Alternative APNs	`1901142403200` `0816346`

Interior

Full Baths	2 Baths
Building Area	1,512 sqft Total Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	0816346
Street Address	496 E 1ST ST
City	LOWELL
State	OR
Zip	97452-9717
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R1
Legal Description	TL 03200
Legal Range	01
Legal Township	19
Legal Section	14
Legal Subdivision	MEADOWS ADDITION TO LOWELL
Legal Lot Number	3200
Jurisdiction	LANE OR
Township / Civil Division	LOWELL
Census Block Group	2
Census Block	2024
Census Tract	1600

Owner

Source: Lane County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 200, LOWELL, OR 97452-0200
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Mar 1, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Jul 11, 2017	Deed of Trust, Mortgage · FHA Mortgage LAND-HOME FINANCIAL SERVICES
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 7, 2024 · Amount on Record
Deed Sale	Oct 7, 2024 · Amount on Record
Prior Sale	Oct 3, 2016 · Amount on Record
Deed Document Number	202429208
Prior Transfer Date	Feb 10, 2005
Prior Transfer Doc	0000010413
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Recording Date	Apr 28, 2026
Property Address	496 E 1ST ST, LOWELL, OR 97452-9717
Document Number	0000013424
Instrument Date	Apr 22, 2026
Instrument	202613424
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	496 E 1ST ST, LOWELL, OR 97452-9717

Mortgage

Document Number	0000013424,
Date	Apr 28, 2026
Instrument	202613424

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	496 E 1ST ST, LOWELL, OR 97452-9717
Transaction Type	Mortgage
Record Updated	Mar 7, 2022
Title Company	CHICAGO TITLE/FL KEYS, CHICAGO TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	496 E 1ST ST, LOWELL, OR 97452-9717

Mortgage

Document Number	0000009592
Date	Mar 1, 2022
Instrument	2022-009592

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	496 E 1ST ST, LOWELL, OR 97452-9717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033706
Date	Jul 11, 2017
Instrument	2017-033706

Lender

Name	LAND-HOME FINANCIAL SERVICES
Type	Mortgage Company
Address	CONCORD, CA 94520

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	496 E 1ST ST, LOWELL, OR 97452-9717
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	EVERGREEN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059922
Date	Oct 19, 2020
Instrument	2020-059922

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Lane County assessment roll, as of November 10, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Lowell City
Unified School District	Lowell School District 71 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,272.00 (+16.93%)	$145,966 (+6.09%)	$420,265 (+4%) Land $83,178 Building $337,087
2023	$1,943.00 (+3.68%)	$137,588 (+3%)	$300,193 (-0.11%) Land $73,169 Building $227,024
2022	$1,874.00	$133,581	$300,530 Land $69,418 Building $231,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Oregon
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LOWELL serves 1,264 people · EPA ID OR4100492
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Hunter Communications.

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